Real Estate Investing in Shinglehouse, Pennsylvania (16748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Potter County • Population: 2,687 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 16748 (Shinglehouse, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Shinglehouse, PA (16748)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $125,375
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $53,565
% Renters 22.6%

Market Analysis: 16748 Shinglehouse

From a cash-flow lens, ZIP 16748 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $125K median. It rewards specialists, not generalists.

Looking more closely, the numbers look inviting — $125K purchase price, 0.0% nominal cap — the work to hit that pro forma in 16748 is substantial and deserves full respect.

The gap between 16748 and stronger Shinglehouse ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 16748 includes headwinds that any investor should price in. Income distribution skews lower than Shinglehouse averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 16748 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Shinglehouse:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+14.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Bradford, PA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bradford, PA metro data

Market Trends

Home Value History (with trend line)

$136K$127K$117K$108K$98K$88KFeb 2009Nov 2017Jul 2026

📊 How Does 16748 Compare?

Metric 16748 Shinglehouse Bradford, PA Pennsylvania
Home Value $125,375 $125,375 N/A $278,018
5-Year CAGR 1.2% 1.2% N/A 6.3%
Avg Rent $873 $873 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 16748? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 16748 (Shinglehouse, PA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 16748 (Shinglehouse, PA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Bradford, PA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $125,375
Monthly Rent $873
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.4%
5-Year IRR 6.6%

📈 Home Appreciation

1-Year +14.8% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +1.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.3%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+1.2%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 16748

Population: 2,687

💰 Median Household Income
$53,565
This area
$53,565
State
$73,647
USA
$74,580
🏠 Renter Occupied
22.6%
This area
22.6%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-7.4%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
12.3%
USA
33.7%
👤 Median Age
47.1 years
This area
47.1 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
31.3%
This area
31.3%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 0.8%
Hispanic/Latino 0.5%
Black/African American 0.2%
👶 Under 18
19.5%
This area
19.5%
USA
22.0%
👴 65 and Over
22.9%
This area
22.9%
USA
17.3%
📊 Poverty Rate
8.6%
This area
8.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 16748

A+ Avg School Grade
2 Schools
10.4:1 Avg Class Size
$28,043 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Oswayo Valley El Sch

📚 Pre-K – 05 Elementary
👥
175 Students
👨‍🏫
10.5:1 Class Size
💰
$28,043 Per Student
A+ Excellent

Oswayo Valley JSHS

📚 06 – 12 High School
👥
190 Students
👨‍🏫
10.4:1 Class Size
💰
$28,043 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What are rental rates like in Shinglehouse, PA?

Expect rents around $873/mo per month in Shinglehouse, PA. With home values at $125K, the yield math works out to reasonable levels for rental investors.

Are there empty rentals in Shinglehouse, PA?

Rental vacancy in Shinglehouse, PA is elevated. Investors should budget normal turnover but not chronic empty units.

How does Shinglehouse, PA stack up for property investment?

Shinglehouse, PA rates 3.0/5 for investability. With median values at $125K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

How expensive is real estate in Shinglehouse, PA?

Expect median prices around $125K in Shinglehouse, PA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

Can I live-in-and-rent in Shinglehouse, PA?

House hacking in Shinglehouse, PA is reasonable to execute. Prices around $125K and rents of $873/mo solid owner-occupant economics.

You know 16748 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 16748 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 16748 ranks in Bradford, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 16748 (Shinglehouse)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 16748 (Shinglehouse, PA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.