Real Estate Investing in Kill Buck, New York (14748)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cattaraugus County • Population: 481 • Data updated: September 2026

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Should you buy in 14748 (Kill Buck, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 23.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kill Buck, NY (14748)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $156,949
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $40,729
% Renters 23.2%

Market Analysis: 14748 Kill Buck

Put differently, ZIP 14748 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $157K median. It rewards specialists, not generalists.

Rent of $873/mo on a $157K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 14748 sits below the stated 0.0% once reality is priced in.

The gap between 14748 and stronger Kill Buck ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A impressive renter share of 23% in 14748 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 14748 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kill Buck:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+20.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Olean, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Olean, NY metro data

Market Trends

Home Value History (with trend line)

$164K$144K$125K$105K$86K$67KJul 2006Jul 2016Jul 2026

📊 How Does 14748 Compare?

Metric 14748 Kill Buck Olean, NY New York
Home Value $156,949 $156,949 N/A $505,608
5-Year CAGR 8.0% 8.0% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 4.3% 4.3% - -
💡 Why Invest in 14748? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14748 (Kill Buck, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+8.0%
Strong

📉 Market Crash Risk Index

Based on Olean, NY metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $156,949
Monthly Rent $873
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +20.2% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14748

Population: 481

💰 Median Household Income
$40,729
This area
$40,729
State
$86,376
USA
$74,580
🏠 Renter Occupied
23.2%
This area
23.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-24.2%
USA
3.7%
🎓 College Educated
12.0%
This area
12.0%
State
4.2%
USA
33.7%
👤 Median Age
48.3 years
This area
48.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
23.1%
This area
23.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 86.3%
Other/Mixed 13.7%
Hispanic/Latino 0.6%
👶 Under 18
19.0%
This area
19.0%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
4.2%
This area
4.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

3 Nearby 54 Off-Campus Students
C
St Bonaventure University
2,603 students · 8.9 mi
C
Cattaraugus Allegany BOCES-Practical Nursing Program
23 students · 12.3 mi
C+
University of Pittsburgh-Bradford
1,003 students · 13.7 mi

Frequently Asked Questions

Is real estate in Kill Buck, NY a good investment right now?

With a 3.0/5 investability score, Kill Buck, NY ranks as a solid market for rental property investors. Median prices of $157K and rents of $873/mo drive the underlying numbers.

Do landlords face vacancy issues in Kill Buck, NY?

Vacancy risk in Kill Buck, NY is elevated. That supports predictable cash flow for typical rental holds.

Is it easy to find good tenants in Kill Buck, NY?

The tenant pool in Kill Buck, NY is solid, supported by local employment and population fundamentals. Rents of $873/mo are well-absorbed by the market.

How do experienced investors play Kill Buck, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Kill Buck, NY. With home values at $157K and rents near $873/mo, other strategies can work but produce stable rather than outsized returns.

How much is rent in Kill Buck, NY?

Expect rents around $873/mo per month in Kill Buck, NY. With home values at $157K, the yield math works out to reasonable levels for rental investors.

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How 14748 ranks in Olean, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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