Real Estate Investing in Earlville, New York (13332)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13332 (Earlville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Earlville, NY (13332)?
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Market Analysis: 13332 Earlville
ZIP 13332 inside Madison County looks affordable on the surface — median value of $195K — but the discount exists for reasons that a careful buyer should understand before committing.
For an experienced owner, 13332 can be a a credible choice for hunting ground — but the discount at $195K reflects genuine risk that outside investors often underestimate.
On the rental side, 13332 offers a low basis, the region around Earlville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 13332 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 13332 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Earlville:
Property Strategy for 13332
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $161,186 | $1,410 | 6.3% | +8.0% | $80,593 |
| 3BR | $186,816 | $1,760 | 6.8% | +8.1% | $62,272 |
| 4BR | $192,490 | $1,930 | 7.2% | +7.9% | $48,123 |
Market Trends
Home Value History (with trend line)
📊 How Does 13332 Compare?
| Metric | 13332 | Earlville | Syracuse, NY | New York |
|---|---|---|---|---|
| Home Value | $194,691 | $194,691 | N/A | $505,608 |
| 5-Year CAGR | 6.8% | 6.8% | N/A | 6.6% |
| Avg Rent | $1,269 | $1,269 | N/A | - |
| Cap Rate | 5.1% | 5.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13332 (Earlville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,691 |
| Monthly Rent | $1,269 |
| Price-to-Rent | 12.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.8% |
| Cap Rate | 5.1% |
| 5-Year IRR | 11.9% |
📈 Home Appreciation
| 1-Year | +10.8% ▲ |
| 3-Year CAGR | +8.1% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13332
Population: 2,695
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What monthly rent should investors expect in Earlville, NY?
Earlville, NY rentals go for roughly $1,269/mo a month. That puts gross yield in solid territory relative to $195K acquisition costs.
Are landlord laws favorable in Earlville, NY?
For rental operators, Earlville, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Is Earlville, NY a good market for buy-and-hold investors?
Earlville, NY rates 3.0/5 for investability. With median values at $195K and rents near $1,269/mo, the market offers reasonable fundamentals for rental investors.
Is house hacking profitable in Earlville, NY?
The a challenging house-hack environment in Earlville, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Do rentals sit vacant long in Earlville, NY?
Occupancy in Earlville, NY runs even-keeled with elevated vacancy. Well-priced units at $1,269/mo lease on reasonable timelines.
You know 13332 now. You don’t know where it ranks.
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How 13332 ranks in Syracuse, NY
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