Real Estate Investing in Georgetown, New York (13072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 811 • Data updated: September 2026

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Should you buy in 13072 (Georgetown, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Georgetown, NY (13072)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $153,474
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $59,583
% Renters 16.7%

Market Analysis: 13072 Georgetown

ZIP 13072 in Georgetown, NY carries a resilient set of headwinds. Home values near $153K and rents of $1,071/mo sit inside a market where underwriting has to be tight.

The 13072 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 13072 sits on the difficult end of the NY spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 13072 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 13072 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Georgetown:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+16.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data

Market Trends

Home Value History (with trend line)

$161K$140K$120K$99K$78K$57KJul 2006Jul 2016Jul 2026

📊 How Does 13072 Compare?

Metric 13072 Georgetown Syracuse, NY New York
Home Value $153,474 $153,474 N/A $505,608
5-Year CAGR 7.0% 7.0% N/A 6.6%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 13072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13072 (Georgetown, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+7.0%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $153,474
Monthly Rent $1,071
Price-to-Rent 11.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.4%
5-Year IRR 12.5%

📈 Home Appreciation

1-Year +16.1% ▲
3-Year CAGR +11.4% ▲
5-Year CAGR +7.0% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13072

Population: 811

💰 Median Household Income
$59,583
This area
$59,583
State
$86,376
USA
$74,580
🏠 Renter Occupied
16.7%
This area
16.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-24.2%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
4.2%
USA
33.7%
👤 Median Age
55.8 years
This area
55.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
27.7%
This area
27.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.9%
Other/Mixed 1.7%
Black/African American 1.4%
Hispanic/Latino 1.2%
👶 Under 18
14.1%
This area
14.1%
USA
22.0%
👴 65 and Over
25.7%
This area
25.7%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 53 Off-Campus Students
C
SUNY Morrisville
2,040 students · 11.0 mi
B+
Colgate University
3,146 students · 12.1 mi

Frequently Asked Questions

How does Georgetown, NY stack up for property investment?

With a 3.0/5 investability score, Georgetown, NY ranks as a solid market for rental property investors. Median prices of $153K and rents of $1,071/mo drive the underlying numbers.

Is housing expensive in Georgetown, NY?

Typical homes in Georgetown, NY go for around $153K. The 5-year CAGR of 0.0% even-keeled price movement.

What kind of vacancy should I budget for in Georgetown, NY?

Rental vacancy in Georgetown, NY is elevated. Investors should budget normal turnover but not chronic empty units.

Is Georgetown, NY good for landlords?

Georgetown, NY operates under NY law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.

What real estate strategy is ideal for Georgetown, NY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Georgetown, NY. The numbers - $153K homes against $1,071/mo rents - support that play.

You know 13072 now. You don’t know where it ranks.

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How 13072 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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