Real Estate Investing in Plymouth, New York (13832)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chenango County • Population: 513 • Data updated: September 2026

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Should you buy in 13832 (Plymouth, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 37.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Plymouth, NY (13832)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $161,574
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $56,250
% Renters 6.1%

Market Analysis: 13832 Plymouth

ZIP 13832 inside Chenango County looks affordable on the surface — median value of $162K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13832 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Plymouth have seen price recovery that 13832 has not matched. Chenango County data supports the view that the spread is structural rather than temporary.

The demographic picture in 13832 includes headwinds that any investor should price in. Income distribution skews lower than Plymouth averages, and tenant stability requires active management.

The 13832 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plymouth:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+12.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$168K$149K$129K$109K$89K$69KJul 2006Jul 2016Jul 2026

📊 How Does 13832 Compare?

Metric 13832 Plymouth New York
Home Value $161,574 $161,574 $505,608
5-Year CAGR 6.5% 6.5% 6.6%
Avg Rent $1,035 $1,035 -
Cap Rate 5.0% 5.0% -
💡 Why Invest in 13832? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13832 (Plymouth, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.0%
Fair
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $161,574
Monthly Rent $1,035
Price-to-Rent 13.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.7%
Cap Rate 5.0%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +12.4% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
37.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13832

Population: 513

💰 Median Household Income
$56,250
This area
$56,250
State
$86,376
USA
$74,580
🏠 Renter Occupied
6.1%
This area
6.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
11.3%
This area
11.3%
State
4.2%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
37.5%
This area
37.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.3%
Hispanic/Latino 0.7%
Other/Mixed 0.7%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 34 Off-Campus Students
C
Delaware Chenango Madison Otsego BOCES-Practical Nursing Program
34 students · 8.6 mi
B+
Colgate University
3,146 students · 13.2 mi

Frequently Asked Questions

What are home prices like in Plymouth, NY?

Homes in Plymouth, NY typically sell near $162K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

Is rental property easy to operate in Plymouth, NY?

NY ranks as a tenant-protective state for landlord-tenant law. Plymouth generally follows the statewide framework, so landlords face reasonable operating rules.

What strategy should investors use in Plymouth, NY?

Most investors in Plymouth, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is the investability score for Plymouth, NY?

The 3.0/5 investability rating in Plymouth, NY reflects its $162K prices and $1,035/mo rents. Investors generally consider it a solid option within NY.

What is the average monthly rent in Plymouth, NY?

Investors in Plymouth, NY typically see rents near $1,035/mo per month against $162K home values - a solid setup for rental cash flow.

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