Real Estate Investing in Pitcher, New York (13136)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chenango County • Population: 377 • Data updated: September 2026

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Should you buy in 13136 (Pitcher, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • High vacancy: 26.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 25.7% poverty rate — can affect rent collection.
  • Lower household income: $39,779 median — tenant affordability is tighter.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pitcher, NY (13136)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $122,984
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $39,779
% Renters 16.3%

Market Analysis: 13136 Pitcher

Not every below-median market is a bargain. Pitcher's 13136 ZIP reflects signals that favor experienced operators who can absorb the risk $123K pricing implies.

The investment case in 13136 is impressive only for operators who understand what they are buying. A $123K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Within NY, ZIP 13136 trails on several market indicators that neighboring Chenango County submarkets outperform. The gap is real and robust enough to shape underwriting.

The 13136 ZIP's population of 377 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Strategy in 13136 is an operator game, not a passive one. Meanwhile, entry prices of $123K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pitcher:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+24.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$128K$113K$98K$82K$67K$52KJul 2006Jul 2016Jul 2026

📊 How Does 13136 Compare?

Metric 13136 Pitcher New York
Home Value $122,984 $122,984 $505,608
5-Year CAGR 7.4% 7.4% 6.6%
Avg Rent $909 $909 -
Cap Rate 5.8% 5.8% -
💡 Why Invest in 13136? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13136 (Pitcher, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.8%
Fair
5yr Growth
+7.4%
Strong

📊 Market Snapshot

Home Value $122,984
Monthly Rent $909
Price-to-Rent 11.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 13.2%

📈 Home Appreciation

1-Year +24.4% ▲
3-Year CAGR +9.3% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13136

Population: 377

💰 Median Household Income
$39,779
This area
$39,779
State
$86,376
USA
$74,580
🏠 Renter Occupied
16.3%
This area
16.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-24.2%
USA
3.7%
🎓 College Educated
14.0%
This area
14.0%
State
4.2%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
26.2%
This area
26.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
31.9%
This area
31.9%
USA
22.0%
👴 65 and Over
21.6%
This area
21.6%
USA
17.3%
📊 Poverty Rate
25.7%
This area
25.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are rents high in Pitcher, NY?

Rents in Pitcher, NY run near $909/mo. Compared with median home prices of $123K that produces solid gross yields for typical rentals.

How quickly do rentals get leased in Pitcher, NY?

Vacancy risk in Pitcher, NY is elevated. That supports reliable cash flow for typical rental holds.

Is real estate in Pitcher, NY a good investment right now?

Pitcher, NY rates 3.0/5 for investability. With median values at $123K and rents near $909/mo, the market offers reasonable fundamentals for rental investors.

Can I live-in-and-rent in Pitcher, NY?

House hacking in Pitcher, NY is a challenging. With home values around $123K and rents at $909/mo, owner-occupants can offset a meaningful share of PITI.

What is the typical renter like in Pitcher, NY?

Pitcher, NY offers a measured renter base at the $909/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 13136 now. You don’t know where it ranks.

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