Real Estate Investing in McDonough, New York (13801)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13801 (McDonough, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 35.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McDonough, NY (13801)?
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Market Analysis: 13801 McDonough
ZIP 13801 in McDonough, NY carries a solid set of headwinds. Home values near $154K and rents of $891/mo sit inside a market where underwriting has to be tight.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13801 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 13801 sits on the difficult end of the NY spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
A impressive renter share of 15% in 13801 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 13801 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in McDonough:
Market Trends
Home Value History (with trend line)
📊 How Does 13801 Compare?
| Metric | 13801 | McDonough | New York |
|---|---|---|---|
| Home Value | $153,837 | $153,837 | $505,608 |
| 5-Year CAGR | 6.8% | 6.8% | 6.6% |
| Avg Rent | $891 | $891 | - |
| Cap Rate | 4.5% | 4.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13801 (McDonough, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $153,837 |
| Monthly Rent | $891 |
| Price-to-Rent | 14.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.0% |
| Cap Rate | 4.5% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +19.6% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +6.8% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13801
Population: 1,533
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is NY a landlord-friendly state?
NY ranks as a tenant-protective state for landlord-tenant law. McDonough generally follows the statewide framework, so landlords face reasonable operating rules.
Does a duplex house hack pencil in McDonough, NY?
House hacking works a challenging in McDonough, NY. Rents of $891/mo against $154K acquisition make the strategy solid for owner-occupants.
What is the typical home price in McDonough, NY?
The median home value in McDonough, NY is roughly $154K. That puts it reasonable relative to the NY statewide average.
How does McDonough, NY rate as a rental market?
Our data puts McDonough, NY at 3.0/5 for investability. Home prices of $154K and rents around $891/mo create a solid backdrop for investor activity.
How deep is the rental pool in McDonough, NY?
Working renters make up the core of the McDonough, NY tenant base. The pool is reasonable for investors targeting long-term holds.
You know 13801 now. You don’t know where it ranks.
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