Real Estate Investing in Oxford, New York (13830)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13830 (Oxford, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 17.1% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, NY (13830)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 13830 Oxford
The 13830 ZIP covers a section of Oxford that demands careful diligence. Prices near $147K look accessible, but the work to make a deal cash flow is real.
The investment case in 13830 is solid only for operators who understand what they are buying. A $147K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
The gap between 13830 and stronger Oxford ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Employment concentration in 13830 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 13830 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Oxford:
Property Strategy for 13830
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $118,832 | $970 | 5.9% | +8.6% | $59,416 |
| 3BR | $140,081 | $1,350 | 6.9% | +7.6% | $46,694 |
| 4BR | $145,112 | $1,480 | 7.3% | +6.2% | $36,278 |
| 5BR | $156,907 | — | — | +6.8% | $31,381 |
Market Trends
Home Value History (with trend line)
📊 How Does 13830 Compare?
| Metric | 13830 | Oxford | New York |
|---|---|---|---|
| Home Value | $147,242 | $147,242 | $505,608 |
| 5-Year CAGR | 6.5% | 6.5% | 6.6% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 4.6% | 4.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13830 (Oxford, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 13830 (Oxford, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $147,242 |
| Monthly Rent | $873 |
| Price-to-Rent | 14.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.1% |
| Cap Rate | 4.6% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +11.4% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13830
Population: 4,826
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13830
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are vacancy rates like in Oxford, NY?
Occupancy in Oxford, NY runs even-keeled with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.
Which real estate strategy fits Oxford, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Oxford, NY. With home values at $147K and rents near $873/mo, other strategies can work but produce predictable rather than outsized returns.
How much do tenants pay in Oxford, NY?
Oxford, NY rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $147K acquisition costs.
Does a duplex house hack pencil in Oxford, NY?
House hacking in Oxford, NY is a challenging. With home values around $147K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.
How strong is Oxford, NY for real estate investors?
The 3.0/5 investability rating in Oxford, NY reflects its $147K prices and $873/mo rents. Investors generally consider it a solid option within NY.
You know 13830 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 13830 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 13830 (Oxford)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 13830 (Oxford, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.