Real Estate Investing in Cuyler, New York (13158)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13158 (Cuyler, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cuyler, NY (13158)?
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Market Analysis: 13158 Cuyler
This part of Cortland County is not an easy win. The 13158 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13158 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 13158 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 13158 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 13158 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Cuyler:
Property Strategy for 13158
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $192,894 | $1,460 | 5.4% | +7.1% | $64,298 |
| 4BR | $201,238 | $1,690 | 6.0% | — | $50,309 |
Market Trends
Home Value History (with trend line)
📊 How Does 13158 Compare?
| Metric | 13158 | Cuyler | Cortland, NY | New York |
|---|---|---|---|---|
| Home Value | $198,632 | $198,632 | N/A | $505,608 |
| 5-Year CAGR | 5.3% | 5.3% | N/A | 6.6% |
| Avg Rent | $1,071 | $1,071 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13158 (Cuyler, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $198,632 |
| Monthly Rent | $1,071 |
| Price-to-Rent | 15.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.5% |
| Cap Rate | 4.2% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +5.3% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13158
Population: 1,377
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 13158
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Which real estate strategy fits Cuyler, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Cuyler, NY. The numbers - $199K homes against $1,071/mo rents - support that play.
What are vacancy rates like in Cuyler, NY?
Vacancy in Cuyler, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,071/mo.
Is Cuyler in NY worth investing in?
Investors tracking Cuyler, NY will find a 3.0/5 rating supported by $199K median home values and $1,071/mo rents. That profile suits long-term holders targeting reliable returns.
How qualified is the tenant pool in Cuyler, NY?
The tenant pool in Cuyler, NY is solid, supported by local employment and population fundamentals. Rents of $1,071/mo are well-absorbed by the market.
Does Cuyler, NY favor landlords or tenants?
Rental owners in Cuyler, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 13158 now. You don’t know where it ranks.
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How 13158 ranks in Cortland, NY
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