Real Estate Investing in Hubbardsville, New York (13355)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 883 • Data updated: September 2026

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Should you buy in 13355 (Hubbardsville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 12.8% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hubbardsville, NY (13355)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $250,456
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $66,645
% Renters 12.2%

Market Analysis: 13355 Hubbardsville

ZIP 13355 inside Madison County looks affordable on the surface — median value of $250K — but the discount exists for reasons that a careful buyer should understand before committing.

Rent of $1,071/mo on a $250K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 13355 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Hubbardsville have seen price recovery that 13355 has not matched. Madison County data supports the view that the spread is structural rather than temporary.

Employment concentration in 13355 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 13355 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hubbardsville:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data

Market Trends

Home Value History (with trend line)

$264K$231K$199K$166K$133K$101KJul 2006Jul 2016Jul 2026

📊 How Does 13355 Compare?

Metric 13355 Hubbardsville Syracuse, NY New York
Home Value $250,456 $250,456 N/A $505,608
5-Year CAGR 6.6% 6.6% N/A 6.6%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 3.3% 3.3% - -
💡 Why Invest in 13355? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13355 (Hubbardsville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $250,456
Monthly Rent $1,071
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +7.6% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.8%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13355

Population: 883

💰 Median Household Income
$66,645
This area
$66,645
State
$86,376
USA
$74,580
🏠 Renter Occupied
12.2%
This area
12.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
12.8%
This area
12.8%
State
4.2%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.8%
This area
12.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.8%
Other/Mixed 3.2%
Hispanic/Latino 1.8%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
14.7%
This area
14.7%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 53 Off-Campus Students
B+
Colgate University
3,146 students · 5.7 mi
C
SUNY Morrisville
2,040 students · 12.4 mi

Frequently Asked Questions

What is the average home sale price in Hubbardsville, NY?

Hubbardsville, NY median home values land near $250K. That is reasonable territory for investors looking at $1,071/mo-per-month rentals.

How landlord-friendly is Hubbardsville, NY?

NY ranks as a tenant-protective state for landlord-tenant law. Hubbardsville generally follows the statewide framework, so landlords face reasonable operating rules.

What kind of tenants rent in Hubbardsville, NY?

Tenant demand in Hubbardsville, NY is solid. The local workforce $1,071/mo rents across most rental classes.

How much is rent in Hubbardsville, NY?

Rental rates in Hubbardsville, NY average $1,071/mo. Tenant demand and $250K home values make the yield look reasonable by investor standards.

How strong is Hubbardsville, NY for real estate investors?

Investors tracking Hubbardsville, NY will find a 3.0/5 rating supported by $250K median home values and $1,071/mo rents. That profile suits long-term holders targeting predictable returns.

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How 13355 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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