Real Estate Investing in Neptune Township, New Jersey (07756)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 3,033 • Data updated: September 2026

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Should you buy in 07756 (Neptune Township, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (36/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 35.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 30.3 — hard to cash-flow at these prices.

What’s happening in Neptune Township, NJ (07756)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $931,703
Avg Monthly Rent $2,565
1% Rule ✗ Does Not Meet
Median Income $72,500
% Renters 48.7%

Market Analysis: 07756 Neptune Township

ZIP 07756 inside Monmouth County looks affordable on the surface — median value of $932K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 07756 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 07756 and stronger Neptune Township ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 07756 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. impressive returns are possible in 07756, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Neptune Township:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 12.9× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,565/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 07756

Which property type performs best in this market?

Best for Cash Flow
1BR
1.9% cap rate
Best for Appreciation
5BR
+9.5% 5yr CAGR
Best Overall Value
5BR
$273,105/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $524,630 $1,400 1.9% +7.1% $524,630
2BR $749,586 $1,730 1.7% +8.1% $374,793
3BR $946,676 $2,260 1.7% +9.0% $315,559
4BR $1,114,727 $2,510 1.6% +9.3% $278,682
5BR $1,365,526 +9.5% $273,105

Market Trends

Home Value History (with trend line)

$991K$868K$746K$623K$500K$377KMay 2006Jun 2016Jul 2026

Rent History (with trend line)

$2,603$2,493$2,382$2,271$2,161$2,050Mar 2024May 2025Jul 2026

📊 How Does 07756 Compare?

Metric 07756 Neptune Township New Jersey
Home Value $931,703 $767,475 $559,826
5-Year CAGR 6.0% 7.0% 8.4%
Avg Rent $2,565 $2,777 -
Cap Rate 2.2% 3.0% -
💡 Why Invest in 07756? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07756 (Neptune Township, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $931,703
Monthly Rent $2,565
Price-to-Rent 30.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.2%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year +8.7% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
35.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07756

Population: 3,033

💰 Median Household Income
$72,500
This area
$72,500
State
$113,906
USA
$74,580
🏠 Renter Occupied
48.7%
This area
48.7%
State
28.4%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-9.5%
USA
3.7%
🎓 College Educated
67.1%
This area
67.1%
State
25.9%
USA
33.7%
👤 Median Age
61.6 years
This area
61.6 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
35.6%
This area
35.6%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 90.8%
Other/Mixed 6.1%
Hispanic/Latino 5.4%
Black/African American 1.8%
Asian 1.3%
👶 Under 18
3.2%
This area
3.2%
USA
22.0%
👴 65 and Over
32.5%
This area
32.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07756

Nearby Schools (3 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Avon Elementary School

📚 Pre-K – 08 School
📍 505 LINCOLN AVENUE, AVON
👥
116 Students
👨‍🏫
6.3:1 Class Size
💰
$41,969 Per Student
A+ Excellent

Bradley Beach Elementary School

📚 Pre-K – 08 School
📍 515 BRINLEY AVENUE, BRADLEY BEACH
👥
196 Students
👨‍🏫
5.8:1 Class Size
💰
$45,413 Per Student
A+ Excellent

Deal Elementary School

📚 K – 08 School
📍 201 ROSELD AVENUE, DEAL
👥
152 Students
👨‍🏫
7.6:1 Class Size
💰
$33,698 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,379 Off-Campus Students
C+
Medical Career Institute
162 students · 4.1 mi
C+
Monmouth University
4,981 students · 4.7 mi
C
Advantage Career Institute
149 students · 6.9 mi
C
Brookdale Community College
9,916 students · 10.2 mi
C+
Yeshiva Gedolah of Woodlake Village
79 students · 11.5 mi
C
Keser Torah-Mayan Hatalmud
59 students · 11.6 mi
C+
Yeshiva Gedolah Keren Hatorah
189 students · 11.7 mi
C
Yeshiva Toras Chaim
225 students · 12.1 mi

Investor Insight: With 2,379 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Neptune Township, NJ?

Median home price in Neptune Township, NJ is near $932K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

Is Neptune Township, NJ good for house hacking?

Neptune Township, NJ offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,565/mo rent level.

What is the smart move for investors in Neptune Township, NJ?

A careful cash-flow rentals with hands-on management strategy Neptune Township, NJ best. The market produces even-keeled results for that approach at the $932K price point.

Are landlord laws favorable in Neptune Township, NJ?

For rental operators, Neptune Township, NJ rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Is the tenant base reliable in Neptune Township, NJ?

Neptune Township, NJ offers a predictable renter base at the $2,565/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 07756 now. You don’t know where it ranks.

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How 07756 ranks in New York-Newark-Jersey City, NY-NJ-PA

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Cash Flow → Appreciation → Affordable →
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