Real Estate Investing in Neptune Township, New Jersey (07753)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 37,208 • Data updated: September 2026

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Should you buy in 07753 (Neptune Township, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Neptune Township, NJ (07753)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $603,247
Avg Monthly Rent $2,990
1% Rule ✗ Does Not Meet
Median Income $85,352
% Renters 32.5%

Market Analysis: 07753 Neptune Township

Investors eyeing 07753 need to respect the fundamentals at play. Home values of $603K come alongside slower price movement and elevated management overhead.

For an experienced owner, 07753 can be a an appealing option for hunting ground — but the discount at $603K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 07753 among NJ's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A significant renter share of 33% in 07753 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 07753 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Neptune Township:

C+ Average
Buy Confidence Score: 66/100
Affordability
5/25
Appreciation
25/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.1× the median income
Value Trend
Rising (+8.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,990/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 07753

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
5BR
+9.7% 5yr CAGR
Best Overall Value
5BR
$137,835/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $363,040 $1,930 3.8% +7.7% $363,040
2BR $452,233 $2,380 3.8% +9.2% $226,117
3BR $563,313 $3,110 4.0% +9.5% $187,771
4BR $640,037 $3,450 3.9% +9.7% $160,009
5BR $689,175 +9.7% $137,835

Market Trends

Home Value History (with trend line)

$632K$548K$463K$378K$293K$208KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,075$2,903$2,732$2,560$2,388$2,217Dec 2021Apr 2024Jul 2026

📊 How Does 07753 Compare?

Metric 07753 Neptune Township New Jersey
Home Value $603,247 $767,475 $559,826
5-Year CAGR 7.9% 7.0% 8.4%
Avg Rent $2,990 $2,777 -
Cap Rate 3.9% 3.0% -
💡 Why Invest in 07753? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 07753 (Neptune Township, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $603,247
Monthly Rent $2,990
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +8.0% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year +7.3% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 07753

Population: 37,208

💰 Median Household Income
$85,352
This area
$85,352
State
$113,906
USA
$74,580
🏠 Renter Occupied
32.5%
This area
32.5%
State
28.4%
USA
34.0%
💼 Unemployment Rate
5.7%
This area
5.7%
State
-9.5%
USA
3.7%
🎓 College Educated
36.9%
This area
36.9%
State
25.9%
USA
33.7%
👤 Median Age
44.5 years
This area
44.5 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 58.0%
Black/African American 28.2%
Other/Mixed 11.1%
Hispanic/Latino 7.6%
Asian 2.7%
👶 Under 18
17.7%
This area
17.7%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 07753

A+ Avg School Grade
10 Schools
10.6:1 Avg Class Size
$32,018 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Midtown Community Elementary School

📚 Pre-K – 05 Elementary
👥
430 Students
👨‍🏫
8.8:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Neptune Middle School

📚 06 – 08 Middle
👥
625 Students
👨‍🏫
9.1:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Summerfield Elementary School

📚 Pre-K – 05 Elementary
👥
380 Students
👨‍🏫
9.5:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Gables Elementary School

📚 Pre-K – 05 Elementary
👥
288 Students
👨‍🏫
10.3:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Green Grove Elementary School

📚 Pre-K – 05 Elementary
👥
294 Students
👨‍🏫
9.8:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Shark River Hills Elementary School

📚 Pre-K – 05 Elementary
👥
235 Students
👨‍🏫
9.8:1 Class Size
💰
$31,011 Per Student
A+ Excellent

Woodrow Wilson

📚 Pre-K – 08 School
👥
269 Students
👨‍🏫
8.4:1 Class Size
💰
$42,782 Per Student
A+ Excellent
👥
304 Students
👨‍🏫
13.8:1 Class Size
💰
$35,825 Per Student
A+ Excellent
👥
582 Students
👨‍🏫
14.9:1 Class Size
💰
$24,492 Per Student
A Very Good

Neptune High School

📚 09 – 12 High School
👥
1,102 Students
👨‍🏫
12.1:1 Class Size
💰
$31,011 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,379 Off-Campus Students
C+
Medical Career Institute
162 students · 3.9 mi
C+
Monmouth University
4,981 students · 5.9 mi
C
Advantage Career Institute
149 students · 6.7 mi
C
Brookdale Community College
9,916 students · 8.4 mi
C+
Yeshiva Gedolah Keren Hatorah
189 students · 9.2 mi
C+
Yeshiva Gedolah of Woodlake Village
79 students · 9.2 mi
C+
Talmudical Academy-New Jersey
78 students · 9.3 mi
D
Salon Professional Academy
143 students · 9.3 mi

Investor Insight: With 2,379 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are landlord laws favorable in Neptune Township, NJ?

Rental owners in Neptune Township, NJ deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

How strong is the working-renter base in Neptune Township, NJ?

Tenant demand in Neptune Township, NJ is solid. The local workforce $2,990/mo rents across most rental classes.

Where do home prices stand in Neptune Township, NJ?

Neptune Township, NJ median home values land near $603K. That is reasonable territory for investors looking at $2,990/mo-per-month rentals.

What strategy should investors use in Neptune Township, NJ?

Investors usually favor careful cash-flow rentals with hands-on management in Neptune Township, NJ. With home values at $603K and rents near $2,990/mo, other strategies can work but produce measured rather than outsized returns.

Does Neptune Township, NJ make sense for an investment property?

The 3.0/5 investability rating in Neptune Township, NJ reflects its $603K prices and $2,990/mo rents. Investors generally consider it a solid option within NJ.

You know 07753 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 07753 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 07753 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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