Real Estate Investing in Bradley Beach, New Jersey (07720)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07720 (Bradley Beach, NJ)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 28.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 42.4 — hard to cash-flow at these prices.
What’s happening in Bradley Beach, NJ (07720)?
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Market Analysis: 07720 Bradley Beach
Not every below-median market is a bargain. Bradley Beach's 07720 ZIP shows signals that favor experienced operators who can absorb the risk $1.1M pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.1M asset, 07720 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within NJ, ZIP 07720 trails on several market indicators that neighboring Monmouth County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Resident income in 07720 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategy in 07720 is an operator game, not a passive one. On the rental side, entry prices of $1.1M are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Bradley Beach:
Property Strategy for 07720
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $547,530 | $1,860 | 2.4% | +8.0% | $547,530 |
| 2BR | $796,644 | $2,290 | 2.1% | +8.0% | $398,322 |
| 3BR | $1,086,583 | $2,990 | 2.0% | +9.2% | $362,194 |
| 4BR | $1,452,120 | $3,320 | 1.6% | +11.0% | $363,030 |
| 5BR | $1,797,577 | — | — | +12.9% | $359,515 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 07720 Compare?
| Metric | 07720 | Bradley Beach | New Jersey |
|---|---|---|---|
| Home Value | $1,139,087 | $1,139,087 | $559,826 |
| 5-Year CAGR | 7.6% | 7.6% | 8.4% |
| Avg Rent | $2,242 | $2,242 | - |
| Cap Rate | 1.5% | 1.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07720 (Bradley Beach, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,139,087 |
| Monthly Rent | $2,242 |
| Price-to-Rent | 42.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.4% |
| Cap Rate | 1.5% |
| 5-Year IRR | 9.2% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +7.6% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07720
Population: 4,147
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07720
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
Avon Elementary School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,379 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the investability score for Bradley Beach, NJ?
With a 3.0/5 investability score, Bradley Beach, NJ ranks as a solid market for rental property investors. Median prices of $1.1M and rents of $2,242/mo drive the underlying numbers.
Are rents high in Bradley Beach, NJ?
Rental rates in Bradley Beach, NJ average $2,242/mo. Tenant demand and $1.1M home values make the yield look reasonable by investor standards.
How landlord-friendly is Bradley Beach, NJ?
NJ ranks as a tenant-protective state for landlord-tenant law. Bradley Beach generally follows the statewide framework, so landlords face reasonable operating rules.
Is Bradley Beach, NJ a good market for FHA house hackers?
The house hack math a tougher in Bradley Beach, NJ. Owner-occupant buyers benefit from the $2,242/mo rents and $1.1M home values.
What strategy should investors use in Bradley Beach, NJ?
In Bradley Beach, NJ the notable play is typically careful cash-flow rentals with hands-on management. The combination of $1.1M prices and $2,242/mo rents suits that approach.
You know 07720 now. You don’t know where it ranks.
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How 07720 ranks in New York-Newark-Jersey City, NY-NJ-PA
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