Real Estate Investing in Sea Girt, New Jersey (08750)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monmouth County • Population: 3,624 • Data updated: September 2026

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Should you buy in 08750 (Sea Girt, NJ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 23.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 88.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sea Girt, NJ (08750)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $2,606,252
Avg Monthly Rent $2,448
1% Rule ✗ Does Not Meet
Median Income $154,130
% Renters 15.3%

Market Analysis: 08750 Sea Girt

Not every below-median market is a bargain. Sea Girt's 08750 ZIP comes in at signals that favor experienced operators who can absorb the risk $2.6M pricing implies.

The investment case in 08750 is solid only for operators who understand what they are buying. A $2.6M median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader NJ picture, 08750 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 08750 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 08750 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sea Girt:

C Below Average
Buy Confidence Score: 55/100
Affordability
0/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 16.9× the median income
Value Trend
Rising (+19.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,448/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 08750

Which property type performs best in this market?

Best for Cash Flow
2BR
2.6% cap rate
Best for Appreciation
4BR
+13.7% 5yr CAGR
Best Overall Value
2BR
$373,473/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $746,946 $2,720 2.6% +8.7% $373,473
3BR $1,221,748 $3,560 2.1% +10.3% $407,249
4BR $2,465,769 $3,940 1.2% +13.7% $616,442
5BR $4,139,811 +11.2% $827,962

Market Trends

Home Value History (with trend line)

$2.7M$2.3M$1.9M$1.5M$1.1M$689KJul 2006Jul 2016Jul 2026

📊 How Does 08750 Compare?

Metric 08750 Sea Girt New Jersey
Home Value $2,606,252 $2,606,252 $559,826
5-Year CAGR 11.5% 11.5% 8.4%
Avg Rent $2,448 $2,448 -
Cap Rate 0.7% 0.7% -
💡 Why Invest in 08750? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 08750 (Sea Girt, NJ). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
0.7%
Low
5yr Growth
+11.5%
Strong

📊 Market Snapshot

Home Value $2,606,252
Monthly Rent $2,448
Price-to-Rent 88.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 1.1%
Cap Rate 0.7%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +19.1% ▲
3-Year CAGR +11.5% ▲
5-Year CAGR +11.5% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 0.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (0.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+11.5%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 08750

Population: 3,624

💰 Median Household Income
$154,130
This area
$154,130
State
$113,906
USA
$74,580
🏠 Renter Occupied
15.3%
This area
15.3%
State
28.4%
USA
34.0%
💼 Unemployment Rate
1.6%
This area
1.6%
State
-9.5%
USA
3.7%
🎓 College Educated
71.4%
This area
71.4%
State
25.9%
USA
33.7%
👤 Median Age
56.8 years
This area
56.8 years
State
22.0 years
USA
38.9 years
🏚️ Vacancy Rate
23.3%
This area
23.3%
State
9.2%
USA
10.5%
👥 Population by Ethnicity
White 94.1%
Black/African American 2.7%
Other/Mixed 2.6%
Hispanic/Latino 1.7%
Asian 0.6%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
34.3%
This area
34.3%
USA
17.3%
📊 Poverty Rate
0.2%
This area
0.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 08750

A+ Avg School Grade
2 Schools
7.5:1 Avg Class Size
$39,066 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Old Mill Elementary School

📚 K – 05 Elementary
👥
384 Students
👨‍🏫
9.5:1 Class Size
💰
$30,224 Per Student
A+ Excellent

Sea Girt Elementary School

📚 Pre-K – 08 School
👥
138 Students
👨‍🏫
5.5:1 Class Size
💰
$47,908 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Allenwood Elementary School

📚 K – 05 Elementary
📍 3301 ALLENWOOD LAKEWOOD RD, WALL
👥
377 Students
👨‍🏫
9.0:1 Class Size
💰
$30,224 Per Student
A+ Excellent

Belmar Elementary

📚 Pre-K – 08 School
📍 1101 MAIN STREET, BELMAR
👥
398 Students
👨‍🏫
7.7:1 Class Size
💰
$53,087 Per Student
A+ Excellent

Brielle Elementary School

📚 Pre-K – 08 School
📍 605 UNION LANE, BRIELLE
👥
478 Students
👨‍🏫
8.6:1 Class Size
💰
$35,329 Per Student
A+ Excellent

Central Elementary School

📚 K – 05 Elementary
📍 2007 ALLENWOOD ROAD, WALL
👥
503 Students
👨‍🏫
10.6:1 Class Size
💰
$30,224 Per Student
A+ Excellent

Manasquan Elementary School

📚 Pre-K – 08 School
📍 168 Broad Street, Manasquan
👥
502 Students
👨‍🏫
8.2:1 Class Size
💰
$28,986 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C+
Yeshiva Gedolah of Woodlake Village
79 students · 7.0 mi
C
Keser Torah-Mayan Hatalmud
59 students · 7.1 mi
D
Innovate Salon Academy
166 students · 7.2 mi
C+
Yeshiva Gedolah Keren Hatorah
189 students · 7.6 mi
C
Yeshiva Toras Chaim
225 students · 7.7 mi
B+
Yeshiva Gedola Tiferes Yerachmiel
172 students · 8.2 mi
B
Yeshiva Gedolah Shaarei Shmuel
132 students · 8.6 mi
C+
Bais Medrash Mayan Hatorah
25 students · 8.6 mi

Frequently Asked Questions

Is Sea Girt in NJ worth investing in?

Investors tracking Sea Girt, NJ will find a 3.0/5 rating supported by $2.6M median home values and $2,448/mo rents. That profile suits long-term holders targeting predictable returns.

Are there empty rentals in Sea Girt, NJ?

Vacancy in Sea Girt, NJ is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,448/mo.

Does Sea Girt, NJ favor landlords or tenants?

Rental owners in Sea Girt, NJ deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the tenant pool like in Sea Girt, NJ?

Expect a solid tenant pool in Sea Girt, NJ. The rental market absorbs $2,448/mo rents without meaningful friction.

How much do tenants pay in Sea Girt, NJ?

Expect rents around $2,448/mo per month in Sea Girt, NJ. With home values at $2.6M, the yield math works out to reasonable levels for rental investors.

You know 08750 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 08750 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 08750 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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