Real Estate Investing in Farmingdale, New Jersey (07727)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 07727 (Farmingdale, NJ)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 37.3 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Farmingdale, NJ (07727)?
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Market Analysis: 07727 Farmingdale
Meanwhile, ZIP 07727 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $834K median. It rewards specialists, not generalists.
The 07727 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 07727 and stronger Farmingdale ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
The demographic picture in 07727 includes headwinds that any investor should price in. Income distribution skews lower than Farmingdale averages, and tenant stability requires active management.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Farmingdale:
Property Strategy for 07727
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $681,422 | $2,070 | 2.2% | +8.1% | $340,711 |
| 3BR | $699,665 | $2,710 | 2.8% | +9.1% | $233,222 |
| 4BR | $907,804 | $3,000 | 2.4% | — | $226,951 |
| 5BR | $1,017,056 | — | — | +10.1% | $203,411 |
Market Trends
Home Value History (with trend line)
📊 How Does 07727 Compare?
| Metric | 07727 | Farmingdale | New Jersey |
|---|---|---|---|
| Home Value | $833,604 | $833,604 | $559,826 |
| 5-Year CAGR | 7.3% | 7.3% | 8.4% |
| Avg Rent | $1,863 | $1,863 | - |
| Cap Rate | 1.7% | 1.7% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 07727 (Farmingdale, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $833,604 |
| Monthly Rent | $1,863 |
| Price-to-Rent | 37.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.7% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 07727
Population: 7,135
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 07727
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Farmingdale in NJ worth investing in?
Investors tracking Farmingdale, NJ will find a 3.0/5 rating supported by $834K median home values and $1,863/mo rents. That profile suits long-term holders targeting stable returns.
Should investors worry about vacancy in Farmingdale, NJ?
Farmingdale, NJ sees elevated vacancy, which is reasonable relative to the broader NJ rental market.
How strong is the working-renter base in Farmingdale, NJ?
The renter base in Farmingdale, NJ is reasonable for the $1,863/mo price point. Screening well and pricing to market typically yields reliable tenants.
Is house hacking profitable in Farmingdale, NJ?
House hacking works a challenging in Farmingdale, NJ. Rents of $1,863/mo against $834K acquisition make the strategy solid for owner-occupants.
Are rents high in Farmingdale, NJ?
Farmingdale, NJ rentals go for roughly $1,863/mo a month. That puts gross yield in solid territory relative to $834K acquisition costs.
You know 07727 now. You don’t know where it ranks.
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