Real Estate Investing in Northfield, Vermont (05663)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 6,766 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05663 (Northfield, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.5% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Northfield, VT (05663)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $329,250
Avg Monthly Rent $1,206
1% Rule ✗ Does Not Meet
Median Income $80,402
% Renters 22.6%

Market Analysis: 05663 Northfield

The 05663 ZIP covers a section of Northfield that demands careful diligence. Prices near $329K look accessible, but the work to make a deal cash flow is real.

The 05663 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

On balance, 05663 offers a low basis, the region around Northfield has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 05663 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 05663 is an operator game, not a passive one. On balance, entry prices of $329K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Northfield:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Stable (+2.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,206/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Barre, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barre, VT metro data
🏠

Property Strategy for 05663

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
3BR
+7.0% 5yr CAGR
Best Overall Value
5BR
$76,488/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $293,792 $1,340 3.3% $146,896
3BR $313,870 $1,650 3.8% +7.0% $104,623
4BR $355,916 $1,780 3.6% +6.8% $88,979
5BR $382,439 $76,488

Market Trends

Home Value History (with trend line)

$350K$307K$265K$222K$180K$138KMay 2006Jun 2016Jul 2026

📊 How Does 05663 Compare?

Metric 05663 Northfield Barre, VT Vermont
Home Value $329,250 $329,250 N/A $387,631
5-Year CAGR 5.3% 5.3% N/A 6.4%
Avg Rent $1,206 $1,206 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 05663? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05663 (Northfield, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05663 (Northfield, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Barre, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $329,250
Monthly Rent $1,206
Price-to-Rent 22.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +2.8% ▲
3-Year CAGR +2.6% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.5%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.3%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05663

Population: 6,766

💰 Median Household Income
$80,402
This area
$80,402
State
$75,625
USA
$74,580
🏠 Renter Occupied
22.6%
This area
22.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-24.2%
USA
3.7%
🎓 College Educated
38.2%
This area
38.2%
State
2.9%
USA
33.7%
👤 Median Age
34.9 years
This area
34.9 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.5%
This area
12.5%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 92.7%
Other/Mixed 5.6%
Hispanic/Latino 2.1%
Asian 1.2%
Black/African American 0.5%
👶 Under 18
12.2%
This area
12.2%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
12.2%
This area
12.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05663

A Avg School Grade
2 Schools
12.5:1 Avg Class Size
$17,742 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Northfield Middle/High School

📚 06 – 12 High School
👥
243 Students
👨‍🏫
10.9:1 Class Size
💰
$17,742 Per Student
A Very Good

Northfield Elementary School

📚 Pre-K – 05 Elementary
👥
283 Students
👨‍🏫
14.2:1 Class Size
💰
$17,742 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 3,618 Off-Campus Students
C
Norwich University
3,274 students · 0.9 mi
D
Vermont State Colleges-Office of the Chancellor
0 students · 8.8 mi
D
Vermont College of Fine Arts
223 students · 9.0 mi
C
Community College of Vermont
5,377 students · 10.3 mi
B
Goddard College
263 students · 14.6 mi
C+
Vermont State University
5,136 students · 14.9 mi

Investor Insight: With 3,618 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much rent can I charge in Northfield, VT?

Investors in Northfield, VT typically see rents near $1,206/mo per month against $329K home values - a solid setup for rental cash flow.

How deep is the rental pool in Northfield, VT?

Northfield, VT offers a reliable renter base at the $1,206/mo rent level. Tenant turnover is reasonable for well-managed properties.

What strategy should investors use in Northfield, VT?

Northfield, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($329K prices, $1,206/mo rents) make it a reasonable choice.

How does Northfield, VT stack up for property investment?

Northfield, VT scores 3.0/5 for investability. Home values sit at $329K and rents near $1,206/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Is rental property easy to operate in Northfield, VT?

Northfield, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

You know 05663 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05663 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05663 ranks in Barre, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05663 (Northfield)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05663 (Northfield, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.