Real Estate Investing in Graniteville, Vermont (05654)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange • Population: 1,044 • Data updated: September 2026

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Should you buy in 05654 (Graniteville, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Graniteville, VT (05654)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $283,080
Avg Monthly Rent $1,242
1% Rule ✗ Does Not Meet
Median Income $56,289
% Renters 43.7%

Market Analysis: 05654 Graniteville

Not every below-median market is a bargain. Graniteville's 05654 ZIP posts signals that favor experienced operators who can absorb the risk $283K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $283K asset, 05654 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within VT, ZIP 05654 trails on several market indicators that neighboring Orange submarkets outperform. The gap is real and sturdy enough to shape underwriting.

Resident income in 05654 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 05654 is an operator game, not a passive one. In practical terms, entry prices of $283K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Graniteville:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 5× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,242/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$296K$263K$231K$198K$165K$133KFeb 2017Nov 2021Jul 2026

📊 How Does 05654 Compare?

Metric 05654 Graniteville Vermont
Home Value $283,080 $283,080 $387,631
5-Year CAGR 7.2% 7.2% 6.4%
Avg Rent $1,242 $1,242 -
Cap Rate 3.4% 3.4% -
💡 Why Invest in 05654? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05654 (Graniteville, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+7.2%
Strong

📊 Market Snapshot

Home Value $283,080
Monthly Rent $1,242
Price-to-Rent 19.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.4%
5-Year IRR 10.6%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+7.2%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05654

Population: 1,044

💰 Median Household Income
$56,289
This area
$56,289
State
$75,625
USA
$74,580
🏠 Renter Occupied
43.7%
This area
43.7%
State
19.3%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-24.2%
USA
3.7%
🎓 College Educated
26.6%
This area
26.6%
State
2.9%
USA
33.7%
👤 Median Age
32.7 years
This area
32.7 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 86.7%
Black/African American 13.3%
👶 Under 18
15.8%
This area
15.8%
USA
22.0%
👴 65 and Over
9.4%
This area
9.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 3,161 Off-Campus Students
C
Norwich University
3,274 students · 8.9 mi
D
Vermont College of Fine Arts
223 students · 9.0 mi
D
Vermont State Colleges-Office of the Chancellor
0 students · 9.1 mi
B
Goddard College
263 students · 9.8 mi
C
Community College of Vermont
5,377 students · 10.7 mi

Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How high is vacancy risk in Graniteville, VT?

Graniteville, VT sees elevated vacancy, which is reasonable relative to the broader VT rental market.

Is it easy to find good tenants in Graniteville, VT?

Tenant quality in Graniteville, VT ranks as solid. Landlords generally report stable occupancy at market rents of $1,242/mo.

What is the best play in Graniteville, VT?

The best-fit strategy in Graniteville, VT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Graniteville, VT landlord-friendly?

Landlord-friendliness in Graniteville, VT is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the average home sale price in Graniteville, VT?

Graniteville, VT home values average about $283K. That price point suits investors targeting rentals with $1,242/mo in monthly income.

You know 05654 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05654 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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