Real Estate Investing in East Montpelier, Vermont (05651)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 1,499 • Data updated: September 2026

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Should you buy in 05651 (East Montpelier, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 32.3 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in East Montpelier, VT (05651)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $467,231
Avg Monthly Rent $1,206
1% Rule ✗ Does Not Meet
Median Income $87,417
% Renters 11.6%

Market Analysis: 05651 East Montpelier

The 05651 ZIP covers a section of East Montpelier that demands careful diligence. Prices near $467K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05651 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Put differently, 05651 offers a low basis, the region around East Montpelier has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Resident income in 05651 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 05651 is an operator game, not a passive one. On the rental side, entry prices of $467K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in East Montpelier:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+4.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,206/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Barre, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barre, VT metro data
🏠

Property Strategy for 05651

Which property type performs best in this market?

Best for Cash Flow
2BR
2.7% cap rate
Best Overall Value
4BR
$141,187/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $360,660 $1,340 2.7% $180,330
3BR $447,791 $1,650 2.7% $149,264
4BR $564,749 $1,860 2.4% $141,187

Market Trends

Home Value History (with trend line)

$488K$432K$377K$321K$265K$209KJul 2006Jul 2016Jul 2026

📊 How Does 05651 Compare?

Metric 05651 East Montpelier Barre, VT Vermont
Home Value $467,231 $467,231 N/A $387,631
5-Year CAGR 4.2% 4.2% N/A 6.4%
Avg Rent $1,206 $1,206 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 05651? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05651 (East Montpelier, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Barre, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $467,231
Monthly Rent $1,206
Price-to-Rent 32.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year +4.1% ▲
3-Year CAGR +1.4% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.2%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05651

Population: 1,499

💰 Median Household Income
$87,417
This area
$87,417
State
$75,625
USA
$74,580
🏠 Renter Occupied
11.6%
This area
11.6%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-24.2%
USA
3.7%
🎓 College Educated
45.8%
This area
45.8%
State
2.9%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.3%
Other/Mixed 3.3%
Hispanic/Latino 2.0%
Black/African American 0.9%
Asian 0.5%
👶 Under 18
24.3%
This area
24.3%
USA
22.0%
👴 65 and Over
17.3%
This area
17.3%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05651

A+ Avg School Grade
1 Schools
10.2:1 Avg Class Size
$27,074 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

East Montpelier Elementary School

📚 Pre-K – 06 School
👥
216 Students
👨‍🏫
10.2:1 Class Size
💰
$27,074 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 3,161 Off-Campus Students
B
Goddard College
263 students · 2.7 mi
C
Community College of Vermont
5,377 students · 4.0 mi
D
Vermont College of Fine Arts
223 students · 4.0 mi
D
Vermont State Colleges-Office of the Chancellor
0 students · 4.3 mi
C
Norwich University
3,274 students · 12.6 mi

Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is East Montpelier, VT a smart market for rental property?

Our data puts East Montpelier, VT at 3.0/5 for investability. Home prices of $467K and rents around $1,206/mo create a solid backdrop for investor activity.

What kind of vacancy should I budget for in East Montpelier, VT?

East Montpelier, VT carries elevated vacancy risk. Expect steady absorption at market rents of $1,206/mo.

Which investment style suits East Montpelier, VT?

For East Montpelier, VT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the renter demographic in East Montpelier, VT?

Expect a solid tenant pool in East Montpelier, VT. The rental market absorbs $1,206/mo rents without meaningful friction.

How landlord-friendly is East Montpelier, VT?

East Montpelier, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

You know 05651 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05651 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05651 ranks in Barre, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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