Real Estate Investing in Montpelier, Vermont (05602)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05602 (Montpelier, VT)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
What’s happening in Montpelier, VT (05602)?
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Market Analysis: 05602 Montpelier
The 05602 ZIP in Montpelier, VT is a local-operator market. Outside capital chasing a $436K entry has to pair deep knowledge with the discount.
For an experienced owner, 05602 can be a a viable market for hunting ground — but the discount at $436K reflects genuine risk that outside investors often underestimate.
Statewide comparisons place 05602 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
A durable renter share of 33% in 05602 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Montpelier's stable or hybrid ZIPs before stepping into 05602. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Montpelier:
Property Strategy for 05602
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $323,475 | $1,570 | 3.5% | +6.7% | $161,738 |
| 3BR | $429,825 | $1,930 | 3.2% | +6.9% | $143,275 |
| 4BR | $506,584 | $2,080 | 3.0% | +6.8% | $126,646 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 05602 Compare?
| Metric | 05602 | Montpelier | Barre, VT | Vermont |
|---|---|---|---|---|
| Home Value | $435,695 | $435,695 | N/A | $387,631 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 6.4% |
| Avg Rent | $1,425 | $1,425 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05602 (Montpelier, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $435,695 |
| Monthly Rent | $1,425 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.9% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05602
Population: 12,491
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05602
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Where do home prices stand in Montpelier, VT?
Typical homes in Montpelier, VT go for around $436K. The 5-year CAGR of 0.0% steady price movement.
What are rental rates like in Montpelier, VT?
Rents in Montpelier, VT run near $1,425/mo. Compared with median home prices of $436K that produces solid gross yields for typical rentals.
Is the tenant base reliable in Montpelier, VT?
Tenant quality in Montpelier, VT ranks as solid. Landlords generally report reliable occupancy at market rents of $1,425/mo.
How do landlord-tenant laws work in Montpelier, VT?
The landlord environment in Montpelier, VT is balanced. Statewide rules shape most day-to-day operations for rental owners.
What investment strategy works best in Montpelier, VT?
Investors usually favor careful cash-flow rentals with hands-on management in Montpelier, VT. With home values at $436K and rents near $1,425/mo, other strategies can work but produce even-keeled rather than outsized returns.
You know 05602 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05602 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05602 ranks in Barre, VT
Every ZIP in this metro, ranked. Free.
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