Real Estate Investing in Moretown, Vermont (05660)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 1,900 • Data updated: September 2026

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Should you buy in 05660 (Moretown, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 14.8% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 28.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Moretown, VT (05660)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $523,007
Avg Monthly Rent $1,548
1% Rule ✗ Does Not Meet
Median Income $94,952
% Renters 10.5%

Market Analysis: 05660 Moretown

Investors eyeing 05660 need to respect the fundamentals at play. Home values of $523K come alongside slower price movement and elevated management overhead.

The 05660 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 05660 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 05660 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 05660 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moretown:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Rising (+6.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,548/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Barre, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barre, VT metro data

Market Trends

Home Value History (with trend line)

$547K$478K$408K$339K$270K$201KJul 2006Jul 2016Jul 2026

📊 How Does 05660 Compare?

Metric 05660 Moretown Barre, VT Vermont
Home Value $523,007 $523,007 N/A $387,631
5-Year CAGR 4.2% 4.2% N/A 6.4%
Avg Rent $1,548 $1,548 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 05660? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05660 (Moretown, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Barre, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $523,007
Monthly Rent $1,548
Price-to-Rent 28.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +6.0% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.2%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05660

Population: 1,900

💰 Median Household Income
$94,952
This area
$94,952
State
$75,625
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.6%
This area
3.6%
State
-24.2%
USA
3.7%
🎓 College Educated
58.5%
This area
58.5%
State
2.9%
USA
33.7%
👤 Median Age
49.5 years
This area
49.5 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.2%
Hispanic/Latino 1.8%
Asian 0.6%
👶 Under 18
16.4%
This area
16.4%
USA
22.0%
👴 65 and Over
20.5%
This area
20.5%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05660

A+ Avg School Grade
2 Schools
11.2:1 Avg Class Size
$26,615 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Harwood Union Middle/High School

📚 07 – 12 High School
👥
550 Students
👨‍🏫
9.1:1 Class Size
💰
$26,615 Per Student
A Very Good

Moretown Elementary School

📚 Pre-K – 06 School
👥
166 Students
👨‍🏫
13.4:1 Class Size
💰
$26,615 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 3,161 Off-Campus Students
C
Norwich University
3,274 students · 9.1 mi
D
Vermont State Colleges-Office of the Chancellor
0 students · 9.7 mi
C
Community College of Vermont
5,377 students · 9.9 mi
D
Vermont College of Fine Arts
223 students · 9.9 mi

Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are landlord laws favorable in Moretown, VT?

VT ranks as a balanced state for landlord-tenant law. Moretown generally follows the statewide framework, so landlords face reasonable operating rules.

What approach is best for Moretown, VT real estate?

In Moretown, VT the notable play is typically careful cash-flow rentals with hands-on management. The combination of $523K prices and $1,548/mo rents suits that approach.

How strong is tenant demand in Moretown, VT?

The renter base in Moretown, VT is reasonable for the $1,548/mo price point. Screening well and pricing to market typically yields steady tenants.

Is Moretown, VT a good place for real estate investing?

Moretown, VT scores 3.0/5 for investability. Home values sit at $523K and rents near $1,548/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How do home values compare in Moretown, VT?

Moretown, VT median home values land near $523K. That is reasonable territory for investors looking at $1,548/mo-per-month rentals.

You know 05660 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05660 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05660 ranks in Barre, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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