Real Estate Investing in Waterbury, Vermont (05676)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05676 (Waterbury, VT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 10.5% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Waterbury, VT (05676)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 05676 Waterbury
Put differently, ZIP 05676 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $474K median. It rewards specialists, not generalists.
The 05676 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 05676 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
A substantial renter share of 33% in 05676 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Waterbury's stable or hybrid ZIPs before stepping into 05676. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Waterbury:
Market Trends
Home Value History (with trend line)
📊 How Does 05676 Compare?
| Metric | 05676 | Waterbury | Barre, VT | Vermont |
|---|---|---|---|---|
| Home Value | $474,150 | $546,213 | N/A | $387,631 |
| 5-Year CAGR | 3.0% | 3.5% | N/A | 6.4% |
| Avg Rent | $1,584 | $1,692 | N/A | - |
| Cap Rate | 2.6% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05676 (Waterbury, VT). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 05676 (Waterbury, VT)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $474,150 |
| Monthly Rent | $1,584 |
| Price-to-Rent | 24.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 5.7% |
📈 Home Appreciation
| 1-Year | +1.6% ▲ |
| 3-Year CAGR | +0.0% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05676
Population: 4,894
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05676
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Waterbury, VT?
Waterbury, VT home values average about $474K. That price point suits investors targeting rentals with $1,584/mo in monthly income.
What is it like being a landlord in Waterbury, VT?
Rental owners in Waterbury, VT deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.
What is the renter demographic in Waterbury, VT?
The tenant pool in Waterbury, VT is solid, supported by local employment and population fundamentals. Rents of $1,584/mo are well-absorbed by the market.
Can I house hack in Waterbury, VT?
For house hackers, Waterbury, VT is a challenging. The $1,584/mo rent on a unit helps defray the mortgage on a $474K property.
What is the investability score for Waterbury, VT?
Waterbury, VT rates 3.0/5 for investability. With median values at $474K and rents near $1,584/mo, the market offers reasonable fundamentals for rental investors.
You know 05676 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05676 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05676 ranks in Barre, VT
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 05676 (Waterbury)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 05676 (Waterbury, VT).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.