Real Estate Investing in Roxbury, Vermont (05669)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 835 • Data updated: September 2026

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Should you buy in 05669 (Roxbury, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 25.4% of homes vacant — above national norms.
  • Elevated poverty: 23.0% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Roxbury, VT (05669)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $333,874
Avg Monthly Rent $1,152
1% Rule ✗ Does Not Meet
Median Income $69,844
% Renters 16.9%

Market Analysis: 05669 Roxbury

Not every below-median market is a bargain. Roxbury's 05669 ZIP stands at signals that favor experienced operators who can absorb the risk $334K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05669 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 05669's metrics run below Washington County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 05669 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Roxbury's stable or hybrid ZIPs before stepping into 05669. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roxbury:

C+ Average
Buy Confidence Score: 63/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.8× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,152/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Barre, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barre, VT metro data

Market Trends

Home Value History (with trend line)

$337K$329K$322K$315K$307K$300KDec 2023Apr 2025Jul 2026

📊 How Does 05669 Compare?

Metric 05669 Roxbury Barre, VT Vermont
Home Value $333,874 $333,874 N/A $387,631
5-Year CAGR N/A N/A N/A 6.4%
Avg Rent $1,152 $1,152 N/A -
Cap Rate 2.7% 2.7% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05669 (Roxbury, VT). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.7%
Low

📉 Market Crash Risk Index

Based on Barre, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $333,874
Monthly Rent $1,152
Price-to-Rent 24.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR N/A
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
N/A
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05669

Population: 835

💰 Median Household Income
$69,844
This area
$69,844
State
$75,625
USA
$74,580
🏠 Renter Occupied
16.9%
This area
16.9%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.8%
This area
0.8%
State
-24.2%
USA
3.7%
🎓 College Educated
30.3%
This area
30.3%
State
2.9%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
25.4%
This area
25.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.4%
Other/Mixed 2.6%
Hispanic/Latino 1.9%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
16.6%
This area
16.6%
USA
17.3%
📊 Poverty Rate
23.0%
This area
23.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05669

A Avg School Grade
1 Schools
11.1:1 Avg Class Size
$23,056 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Roxbury Village School

📚 Pre-K – 04 Elementary
👥
42 Students
👨‍🏫
11.1:1 Class Size
💰
$23,056 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 457 Off-Campus Students
C
Norwich University
3,274 students · 7.5 mi
C+
Vermont State University
5,136 students · 10.7 mi

Frequently Asked Questions

How much should I expect to pay for a home in Roxbury, VT?

In Roxbury, VT the median home value sits at $334K. Against the broader VT market, that reads as reasonable for most investors.

What investment strategy works best in Roxbury, VT?

Roxbury, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($334K prices, $1,152/mo rents) make it a reasonable choice.

Is Roxbury, VT a friendly market for rental owners?

VT law balanced for landlords, and Roxbury inherits those rules. Investors should still review local ordinances for rental licensing.

How viable is house hacking in Roxbury, VT?

The a challenging house-hack environment in Roxbury, VT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What monthly rent should investors expect in Roxbury, VT?

The typical rental in Roxbury, VT commands about $1,152/mo monthly. That rent profile even-keeled cash flow against the $334K purchase basis.

You know 05669 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05669 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05669 ranks in Barre, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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