Real Estate Investing in Woodbury, Vermont (05650)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Washington County • Population: 842 • Data updated: September 2026

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Should you buy in 05650 (Woodbury, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 30.9% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woodbury, VT (05650)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $380,997
Avg Monthly Rent $1,998
1% Rule ✗ Does Not Meet
Median Income $90,139
% Renters 14.8%

Market Analysis: 05650 Woodbury

The 05650 ZIP in Woodbury, VT is a local-operator market. Outside capital chasing a $381K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05650 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within VT, ZIP 05650 trails on several market indicators that neighboring Washington County submarkets outperform. The gap is real and durable enough to shape underwriting.

Resident income in 05650 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 05650 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woodbury:

C Below Average
Buy Confidence Score: 57/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,998/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Barre, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Barre, VT metro data

Market Trends

Home Value History (with trend line)

$417K$384K$351K$318K$285K$252KJan 2016May 2021Jul 2026

📊 How Does 05650 Compare?

Metric 05650 Woodbury Barre, VT Vermont
Home Value $380,997 $339,942 N/A $387,631
5-Year CAGR 1.2% 1.2% N/A 6.4%
Avg Rent $1,998 $1,715 N/A -
Cap Rate 4.1% 3.9% - -
💡 Why Invest in 05650? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05650 (Woodbury, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+1.2%
Slow

📉 Market Crash Risk Index

Based on Barre, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
59%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $380,997
Monthly Rent $1,998
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR -2.0% ▼
5-Year CAGR +1.2% ▲
10-Year CAGR +3.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.9%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+1.2%
Flat
Eviction process: Slow Rent control: Favorable

Demographics in 05650

Population: 842

💰 Median Household Income
$90,139
This area
$90,139
State
$75,625
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-24.2%
USA
3.7%
🎓 College Educated
43.7%
This area
43.7%
State
2.9%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
30.9%
This area
30.9%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.8%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 3,161 Off-Campus Students
B
Goddard College
263 students · 8.4 mi
C
Community College of Vermont
5,377 students · 10.5 mi
D
Vermont College of Fine Arts
223 students · 11.8 mi
D
Vermont State Colleges-Office of the Chancellor
0 students · 12.0 mi

Investor Insight: With 3,161 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Woodbury, VT?

Our data puts Woodbury, VT at 3.0/5 for investability. Home prices of $381K and rents around $1,998/mo create a solid backdrop for investor activity.

How much do tenants pay in Woodbury, VT?

Average rent in Woodbury, VT is approximately $1,998/mo per month. Against $381K home values that yields a reasonable rent-to-price ratio.

What is the typical home price in Woodbury, VT?

Woodbury, VT median home values land near $381K. That is reasonable territory for investors looking at $1,998/mo-per-month rentals.

What real estate strategy is ideal for Woodbury, VT?

Investors usually favor careful cash-flow rentals with hands-on management in Woodbury, VT. With home values at $381K and rents near $1,998/mo, other strategies can work but produce reliable rather than outsized returns.

What kind of tenants rent in Woodbury, VT?

The tenant pool in Woodbury, VT is solid, supported by local employment and population fundamentals. Rents of $1,998/mo are well-absorbed by the market.

You know 05650 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05650 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 05650 ranks in Barre, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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