Real Estate Investing in Winooski, Vermont (05404)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05404 (Winooski, VT)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Winooski, VT (05404)?
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Market Analysis: 05404 Winooski
Not every below-median market is a bargain. Winooski's 05404 ZIP shows signals that favor experienced operators who can absorb the risk $442K pricing implies.
For an experienced owner, 05404 can be a a strong candidate for hunting ground — but the discount at $442K reflects genuine risk that outside investors often underestimate.
In the broader VT picture, 05404 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 05404 ZIP's population of 8,198 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
Strategically, 05404 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Winooski:
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 05404 Compare?
| Metric | 05404 | Winooski | Burlington-South Burlington, VT | Vermont |
|---|---|---|---|---|
| Home Value | $441,513 | $441,513 | N/A | $387,631 |
| 5-Year CAGR | 2.7% | 2.7% | N/A | 6.4% |
| Avg Rent | $2,228 | $2,228 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05404 (Winooski, VT). Anonymous, moderated, never written by AI.
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Property managers serving Chittenden County
Manage rentals here? List your business →Full Circle Property Management, Inc. is a Vermont property management firm. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $441,513 |
| Monthly Rent | $2,228 |
| Price-to-Rent | 16.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 3.9% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +0.2% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | -0.9% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05404
Population: 8,198
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05404
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Edmunds Middle School
J. J. Flynn School
Lyman C. Hunt Middle School
Edmunds Elementary School
Integrated Arts Academy at H. O. Wheeler
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Winooski, VT a smart market for rental property?
Winooski, VT registers an investability rating of 3.0/5, with median home values near $442K and average rents around $2,228/mo. That combination puts it in the notable tier for investor interest.
What are vacancy rates like in Winooski, VT?
Winooski, VT carries elevated vacancy risk. Expect even-keeled absorption at market rents of $2,228/mo.
What is the typical home price in Winooski, VT?
Median home price in Winooski, VT is near $442K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.
Can owner-occupants cash flow in Winooski, VT?
House hacking in Winooski, VT is a challenging. With home values around $442K and rents at $2,228/mo, owner-occupants can offset a meaningful share of PITI.
How do experienced investors play Winooski, VT?
Winooski, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($442K prices, $2,228/mo rents) make it a reasonable choice.
You know 05404 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 05404 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 05404 ranks in Burlington-South Burlington, VT
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