Real Estate Investing in Shelburne, Vermont (05482)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chittenden County • Population: 7,844 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05482 (Shelburne, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 28.5 — hard to cash-flow at these prices.

What’s happening in Shelburne, VT (05482)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $691,788
Avg Monthly Rent $2,025
1% Rule ✗ Does Not Meet
Median Income $106,863
% Renters 27.1%

Market Analysis: 05482 Shelburne

This part of Chittenden County is not an easy win. The 05482 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 05482 can be a an appealing option for hunting ground — but the discount at $692K reflects genuine risk that outside investors often underestimate.

In the broader VT picture, 05482 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 05482 includes headwinds that any investor should price in. Income distribution skews lower than Shelburne averages, and tenant stability requires active management.

Strategically, 05482 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Shelburne:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,025/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data

Market Trends

Home Value History (with trend line)

$734K$661K$587K$514K$441K$367KJan 2012May 2019Jul 2026

Rent History (with trend line)

$2,082$2,070$2,058$2,045$2,033$2,021Apr 2026May 2026Jun 2026

📊 How Does 05482 Compare?

Metric 05482 Shelburne Burlington-South Burlington, VT Vermont
Home Value $691,788 $691,788 N/A $387,631
5-Year CAGR 3.0% 3.0% N/A 6.4%
Avg Rent $2,025 $2,025 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 05482? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05482 (Shelburne, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05482 (Shelburne, VT)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Chittenden County

Manage rentals here? List your business →

Full Circle Property Management, Inc. is a Vermont property management firm. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+3.0%
Moderate

📊 Market Snapshot

Home Value $691,788
Monthly Rent $2,025
Price-to-Rent 28.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR -0.7% ▼
5-Year CAGR +3.0% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.0%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05482

Population: 7,844

💰 Median Household Income
$106,863
This area
$106,863
State
$75,625
USA
$74,580
🏠 Renter Occupied
27.1%
This area
27.1%
State
19.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
67.1%
This area
67.1%
State
2.9%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Other/Mixed 4.9%
Asian 3.8%
Hispanic/Latino 2.7%
Black/African American 0.5%
👶 Under 18
19.7%
This area
19.7%
USA
22.0%
👴 65 and Over
29.0%
This area
29.0%
USA
17.3%
📊 Poverty Rate
4.3%
This area
4.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05482

A+ Avg School Grade
1 Schools
12.9:1 Avg Class Size
$25,238 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Shelburne Community School

📚 Pre-K – 08 School
👥
727 Students
👨‍🏫
12.9:1 Class Size
💰
$25,238 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 300 Off-Campus Students
C+
Champlain College
3,328 students · 6.0 mi
B
University of Vermont
14,320 students · 6.4 mi
C+
Advanced Welding Institute
97 students · 6.8 mi
C
O'Briens Aveda Institute
85 students · 7.9 mi
C
Saint Michael's College
1,370 students · 8.1 mi

Frequently Asked Questions

What investment strategy works best in Shelburne, VT?

A careful cash-flow rentals with hands-on management strategy Shelburne, VT best. The market produces steady results for that approach at the $692K price point.

What kind of tenants rent in Shelburne, VT?

Tenant demand in Shelburne, VT is solid. The local workforce $2,025/mo rents across most rental classes.

Does Shelburne, VT favor landlords or tenants?

Shelburne, VT falls under VT landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

Should investors consider Shelburne, VT?

Yes - Shelburne, VT a 3.0/5 investability score. With $692K home prices against $2,025/mo monthly rent, the market delivers a reasonable entry point for new investors.

What are home prices like in Shelburne, VT?

Homes in Shelburne, VT typically sell near $692K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

You know 05482 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05482 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05482 ranks in Burlington-South Burlington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05482 (Shelburne)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05482 (Shelburne, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.