Real Estate Investing in South Burlington, Vermont (05403)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chittenden County • Population: 20,385 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05403 (South Burlington, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in South Burlington, VT (05403)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $488,436
Avg Monthly Rent $2,581
1% Rule ✗ Does Not Meet
Median Income $90,383
% Renters 40.5%

Market Analysis: 05403 South Burlington

The 05403 ZIP covers a section of South Burlington that demands careful diligence. Prices near $488K look accessible, but the work to make a deal cash flow is real.

The investment case in 05403 is resilient only for operators who understand what they are buying. A $488K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

From an investor standpoint, 05403 offers a low basis, the region around South Burlington has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

From a cash-flow lens, 20,385 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The right play in 05403 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in South Burlington:

B Good
Buy Confidence Score: 70/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Stable (+1.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,581/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data
🏠

Property Strategy for 05403

Which property type performs best in this market?

Best for Cash Flow
2BR
5.4% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
2BR
$161,964/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $323,929 $2,410 5.4% +6.7% $161,964
3BR $531,836 $3,090 4.2% +7.0% $177,279
4BR $735,853 $3,190 3.1% +8.2% $183,963
5BR $814,672 $162,934

Market Trends

Home Value History (with trend line)

$510K$454K$398K$342K$285K$229KMay 2006Jun 2016Jul 2026

Rent History (with trend line)

$2,752$2,660$2,567$2,474$2,382$2,289Jan 2024May 2025Jul 2026

📊 How Does 05403 Compare?

Metric 05403 South Burlington Burlington-South Burlington, VT Vermont
Home Value $488,436 $488,436 N/A $387,631
5-Year CAGR 5.1% 5.1% N/A 6.4%
Avg Rent $2,581 $2,581 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 05403? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05403 (South Burlington, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05403 (South Burlington, VT)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Chittenden County

Manage rentals here? List your business →

Full Circle Property Management, Inc. is a Vermont property management firm. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $488,436
Monthly Rent $2,581
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +1.6% ▲
3-Year CAGR +1.7% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year +3.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05403

Population: 20,385

💰 Median Household Income
$90,383
This area
$90,383
State
$75,625
USA
$74,580
🏠 Renter Occupied
40.5%
This area
40.5%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-24.2%
USA
3.7%
🎓 College Educated
63.3%
This area
63.3%
State
2.9%
USA
33.7%
👤 Median Age
38.7 years
This area
38.7 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 82.2%
Asian 9.2%
Other/Mixed 6.9%
Hispanic/Latino 1.8%
Black/African American 1.8%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
5.3%
This area
5.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05403

A+ Avg School Grade
5 Schools
13.1:1 Avg Class Size
$23,283 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

South Burlington High School

📚 09 – 12 High School
👥
820 Students
👨‍🏫
10.9:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Frederick H. Tuttle Middle School

📚 06 – 08 Middle
👥
527 Students
👨‍🏫
12.4:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Orchard School

📚 Pre-K – 05 Elementary
👥
433 Students
👨‍🏫
12.0:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Rick Marcotte Central School

📚 Pre-K – 05 Elementary
👥
421 Students
👨‍🏫
12.4:1 Class Size
💰
$23,283 Per Student
A Very Good

Chamberlin School

📚 Pre-K – 05 Elementary
👥
480 Students
👨‍🏫
17.9:1 Class Size
💰
$23,283 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Edmunds Middle School

📚 06 – 08 Middle
📍 275 Main Street, Burlington
👥
353 Students
👨‍🏫
9.2:1 Class Size
💰
$31,121 Per Student
A+ Excellent

J. J. Flynn School

📚 Pre-K – 05 Elementary
📍 1645 North Avenue, Burlington
👥
310 Students
👨‍🏫
10.4:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Lyman C. Hunt Middle School

📚 06 – 08 Middle
📍 1364 North Avenue, Burlington
👥
329 Students
👨‍🏫
9.0:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Edmunds Elementary School

📚 Pre-K – 05 Elementary
📍 299 Main Street, Burlington
👥
241 Students
👨‍🏫
10.5:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Integrated Arts Academy at H. O. Wheeler

📚 Pre-K – 05 Elementary
📍 6 Archibald Street, Burlington
👥
251 Students
👨‍🏫
9.5:1 Class Size
💰
$31,121 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 300 Off-Campus Students
C+
Advanced Welding Institute
97 students · 1.7 mi
C+
Champlain College
3,328 students · 2.4 mi
B
University of Vermont
14,320 students · 2.4 mi
C
Saint Michael's College
1,370 students · 3.3 mi
C
O'Briens Aveda Institute
85 students · 3.4 mi

Frequently Asked Questions

What is the median home value in South Burlington, VT?

South Burlington, VT home values average about $488K. That price point suits investors targeting rentals with $2,581/mo in monthly income.

Is rental property easy to operate in South Burlington, VT?

VT law balanced for landlords, and South Burlington inherits those rules. Investors should still review local ordinances for rental licensing.

Do rentals sit vacant long in South Burlington, VT?

South Burlington, VT vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What is the best play in South Burlington, VT?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in South Burlington, VT. The numbers - $488K homes against $2,581/mo rents - support that play.

How strong is tenant demand in South Burlington, VT?

Expect a solid tenant pool in South Burlington, VT. The rental market absorbs $2,581/mo rents without meaningful friction.

You know 05403 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05403 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05403 ranks in Burlington-South Burlington, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05403 (South Burlington)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05403 (South Burlington, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.