Real Estate Investing in Burlington, Vermont (05401)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chittenden County • Population: 31,676 • Data updated: September 2026

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Should you buy in 05401 (Burlington, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (49/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Burlington, VT (05401)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $567,938
Avg Monthly Rent $1,988
1% Rule ✗ Does Not Meet
Median Income $59,052
% Renters 70.7%

Market Analysis: 05401 Burlington

Meanwhile, ZIP 05401 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $568K median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 05401 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

On balance, 05401 offers a low basis, the region around Burlington has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A impressive renter share of 71% in 05401 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Burlington's stable or hybrid ZIPs before stepping into 05401. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burlington:

C Below Average
Buy Confidence Score: 56/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.6× the median income
Value Trend
Stable (+0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,988/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Burlington-South Burlington, VT Metro Area
More inventory, negotiating room for buyers
43 days
Average time to sell
Average
10.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Burlington-South Burlington, VT metro data
🏠

Property Strategy for 05401

Which property type performs best in this market?

Best for Cash Flow
2BR
4.0% cap rate
Best for Appreciation
5BR
+6.8% 5yr CAGR
Best Overall Value
5BR
$149,962/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $331,766 $1,810 3.9% +4.7% $331,766
2BR $426,524 $2,340 4.0% +6.3% $213,262
3BR $575,303 $3,000 3.8% +6.2% $191,768
4BR $693,394 $3,100 3.2% +6.3% $173,349
5BR $749,810 +6.8% $149,962

Market Trends

Home Value History (with trend line)

$607K$534K$460K$387K$313K$240KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,804$2,593$2,381$2,170$1,959$1,748Aug 2017Feb 2022Jul 2026

📊 How Does 05401 Compare?

Metric 05401 Burlington Burlington-South Burlington, VT Vermont
Home Value $567,938 $344,333 N/A $387,631
5-Year CAGR 3.7% 4.2% N/A 6.4%
Avg Rent $1,988 $2,268 N/A -
Cap Rate 2.7% 3.5% - -
💡 Why Invest in 05401? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

71% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05401 (Burlington, VT). Anonymous, moderated, never written by AI.

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Property managers serving Chittenden County

Manage rentals here? List your business →

Full Circle Property Management, Inc. is a Vermont property management firm. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.7%
Moderate

📊 Market Snapshot

Home Value $567,938
Monthly Rent $1,988
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +0.1% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR +3.7% ▲
10-Year CAGR +5.3% ▲

🏠 Rent Trends

1-Year -26.7% ▼
3-Year CAGR -8.5% ▼
5-Year CAGR -1.9% ▼
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+3.7%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05401

Population: 31,676

💰 Median Household Income
$59,052
This area
$59,052
State
$75,625
USA
$74,580
🏠 Renter Occupied
70.7%
This area
70.7%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-24.2%
USA
3.7%
🎓 College Educated
63.4%
This area
63.4%
State
2.9%
USA
33.7%
👤 Median Age
25.9 years
This area
25.9 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 86.7%
Other/Mixed 6.3%
Asian 3.5%
Black/African American 3.4%
Hispanic/Latino 2.6%
👶 Under 18
10.1%
This area
10.1%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05401

A+ Avg School Grade
9 Schools
11.7:1 Avg Class Size
$31,121 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Edmunds Middle School

📚 06 – 08 Middle
👥
353 Students
👨‍🏫
9.2:1 Class Size
💰
$31,121 Per Student
A+ Excellent

J. J. Flynn School

📚 Pre-K – 05 Elementary
👥
310 Students
👨‍🏫
10.4:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Lyman C. Hunt Middle School

📚 06 – 08 Middle
👥
329 Students
👨‍🏫
9.0:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Edmunds Elementary School

📚 Pre-K – 05 Elementary
👥
241 Students
👨‍🏫
10.5:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Integrated Arts Academy at H. O. Wheeler

📚 Pre-K – 05 Elementary
👥
251 Students
👨‍🏫
9.5:1 Class Size
💰
$31,121 Per Student
A+ Excellent

Sustainability Academy at Lawrence Barnes

📚 Pre-K – 05 Elementary
👥
200 Students
👨‍🏫
10.0:1 Class Size
💰
$31,121 Per Student
A+ Excellent

C. P. Smith School

📚 Pre-K – 05 Elementary
👥
260 Students
👨‍🏫
12.6:1 Class Size
💰
$31,121 Per Student
B+ Above Average

Champlain School

📚 Pre-K – 05 Elementary
👥
544 Students
👨‍🏫
22.1:1 Class Size
💰
$31,121 Per Student
B Good

Burlington Technical Center

📚 09 – 12 High School Limited Data
💰
$31,121 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

J. F. Kennedy Elementary School

📚 Pre-K – 05 Elementary
📍 60 Normand Street, Winooski
👥
408 Students
👨‍🏫
10.0:1 Class Size
💰
$68,829 Per Student
A+ Excellent

South Burlington High School

📚 09 – 12 High School
📍 550 Dorset Street, South Burlington
👥
820 Students
👨‍🏫
10.9:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Frederick H. Tuttle Middle School

📚 06 – 08 Middle
📍 500 Dorset Street, South Burlington
👥
527 Students
👨‍🏫
12.4:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Orchard School

📚 Pre-K – 05 Elementary
📍 2 Baldwin Avenue, South Burlington
👥
433 Students
👨‍🏫
12.0:1 Class Size
💰
$23,283 Per Student
A+ Excellent

Rick Marcotte Central School

📚 Pre-K – 05 Elementary
📍 200 Market Street, South Burlington
👥
421 Students
👨‍🏫
12.4:1 Class Size
💰
$23,283 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 300 Off-Campus Students
C+
Champlain College
3,328 students · 0.7 mi
B
University of Vermont
14,320 students · 1.0 mi
C
Saint Michael's College
1,370 students · 2.8 mi
C+
Advanced Welding Institute
97 students · 4.1 mi
C
O'Briens Aveda Institute
85 students · 6.0 mi

Frequently Asked Questions

What is the typical rental rate in Burlington, VT?

Rents in Burlington, VT run near $1,988/mo. Compared with median home prices of $568K that produces solid gross yields for typical rentals.

Is it easy to find good tenants in Burlington, VT?

Burlington, VT draws a predictable base of working renters. Demand at the $1,988/mo rent level is reasonable for standard single-family and small multi rentals.

Is Burlington, VT a good place for real estate investing?

Burlington, VT rates 3.0/5 for investability. With median values at $568K and rents near $1,988/mo, the market offers reasonable fundamentals for rental investors.

Which investment style suits Burlington, VT?

Burlington, VT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($568K prices, $1,988/mo rents) make it a reasonable choice.

What does house hacking look like in Burlington, VT?

Burlington, VT offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,988/mo rent level.

You know 05401 now. You don’t know where it ranks.

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How 05401 ranks in Burlington-South Burlington, VT

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