Real Estate Investing in Plaistow, New Hampshire (03865)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockingham County • Population: 7,850 • Data updated: September 2026

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Should you buy in 03865 (Plaistow, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Plaistow, NH (03865)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $541,446
Avg Monthly Rent $1,944
1% Rule ✗ Does Not Meet
Median Income $103,788
% Renters 16.5%

Market Analysis: 03865 Plaistow

Not every below-median market is a bargain. Plaistow's 03865 ZIP records signals that favor experienced operators who can absorb the risk $541K pricing implies.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $541K asset, 03865 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Plaistow have seen price recovery that 03865 has not matched. Rockingham County data supports the view that the spread is structural rather than temporary.

Employment concentration in 03865 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The 03865 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Plaistow:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+5.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,944/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 03865

Which property type performs best in this market?

Best for Cash Flow
2BR
4.1% cap rate
Best for Appreciation
4BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$167,854/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $378,367 $2,160 4.1% +8.7% $189,184
3BR $558,122 $2,590 3.3% +8.5% $186,041
4BR $671,414 $2,860 3.1% +8.9% $167,854

Market Trends

Home Value History (with trend line)

$572K$483K$394K$305K$216K$127KJun 2006Jul 2016Jul 2026

📊 How Does 03865 Compare?

Metric 03865 Plaistow New Hampshire
Home Value $541,446 $541,446 $496,656
5-Year CAGR 6.6% 6.6% 9.6%
Avg Rent $1,944 $1,944 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 03865? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03865 (Plaistow, NH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $541,446
Monthly Rent $1,944
Price-to-Rent 23.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.4%

📈 Home Appreciation

1-Year +5.8% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03865

Population: 7,850

💰 Median Household Income
$103,788
This area
$103,788
State
$93,430
USA
$74,580
🏠 Renter Occupied
16.5%
This area
16.5%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-6.0%
USA
3.7%
🎓 College Educated
35.0%
This area
35.0%
State
29.2%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
2.3%
This area
2.3%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 86.5%
Other/Mixed 12.3%
Hispanic/Latino 9.5%
Black/African American 0.8%
Asian 0.4%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03865

A+ Avg School Grade
3 Schools
11.1:1 Avg Class Size
$21,631 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Timberlane Regional Middle School

📚 06 – 08 Middle
👥
731 Students
👨‍🏫
10.0:1 Class Size
💰
$21,631 Per Student
A+ Excellent

Timberlane Regional High School

📚 09 – 12 High School
👥
972 Students
👨‍🏫
10.9:1 Class Size
💰
$21,631 Per Student
A+ Excellent

Pollard Elementary School

📚 Pre-K – 05 Elementary
👥
473 Students
👨‍🏫
12.5:1 Class Size
💰
$21,631 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 333 Off-Campus Students
C
Northern Essex Community College
4,510 students · 3.8 mi
C
Northpoint Bible College
128 students · 5.2 mi
C
New England Tractor Trailer Training School of Massachusetts
527 students · 7.6 mi
D
Spa Tech Institute-North Andover
144 students · 9.3 mi
C+
Merrimack College
5,688 students · 12.0 mi
C
Massachusetts School of Law
284 students · 12.1 mi

Frequently Asked Questions

How strong is Plaistow, NH for real estate investors?

Plaistow, NH scores 3.0/5 for investability. Home values sit at $541K and rents near $1,944/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are renters plentiful in Plaistow, NH?

Working renters make up the core of the Plaistow, NH tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors worry about vacancy in Plaistow, NH?

Plaistow, NH sees elevated vacancy, which is reasonable relative to the broader NH rental market.

Where do home prices stand in Plaistow, NH?

Plaistow, NH median home values land near $541K. That is reasonable territory for investors looking at $1,944/mo-per-month rentals.

How strong are rents in Plaistow, NH?

Investors in Plaistow, NH typically see rents near $1,944/mo per month against $541K home values - a solid setup for rental cash flow.

You know 03865 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03865 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03865 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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