Real Estate Investing in Haverhill, Massachusetts (01835)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 14,637 • Data updated: September 2026

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Should you buy in 01835 (Haverhill, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Haverhill, MA (01835)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $571,168
Avg Monthly Rent $2,612
1% Rule ✗ Does Not Meet
Median Income $102,162
% Renters 26.9%

Market Analysis: 01835 Haverhill

This part of Essex County is not an easy win. The 01835 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 01835 can be a a credible choice for hunting ground — but the discount at $571K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 01835 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 01835 includes headwinds that any investor should price in. Income distribution skews lower than Haverhill averages, and tenant stability requires active management.

The right play in 01835 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Haverhill:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,612/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01835

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$158,955/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $413,851 $2,240 3.9% +8.4% $206,926
3BR $566,153 $2,690 3.4% +7.4% $188,718
4BR $698,874 $2,970 3.1% +7.6% $174,719
5BR $794,775 +7.1% $158,955

Market Trends

Home Value History (with trend line)

$604K$520K$437K$354K$270K$187KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,707$2,664$2,620$2,576$2,533$2,489Dec 2025Apr 2026Jul 2026

📊 How Does 01835 Compare?

Metric 01835 Haverhill Massachusetts
Home Value $571,168 $556,534 $645,115
5-Year CAGR 5.7% 5.7% 7.0%
Avg Rent $2,612 $2,371 -
Cap Rate 3.6% 3.3% -
💡 Why Invest in 01835? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01835 (Haverhill, MA). Anonymous, moderated, never written by AI.

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Property managers serving Essex County

Manage rentals here? List your business →

MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website

Single-familySmall multifamilyCommercial
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CNR Property Management provides expert property management and maintenance solutions. summary from their website

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This domain is for sale for $2,295 or monthly payments. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $571,168
Monthly Rent $2,612
Price-to-Rent 18.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.5%
Cap Rate 3.6%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01835

Population: 14,637

💰 Median Household Income
$102,162
This area
$102,162
State
$107,356
USA
$74,580
🏠 Renter Occupied
26.9%
This area
26.9%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-8.0%
USA
3.7%
🎓 College Educated
37.6%
This area
37.6%
State
32.1%
USA
33.7%
👤 Median Age
35.7 years
This area
35.7 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
3.4%
This area
3.4%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 78.1%
Other/Mixed 16.5%
Hispanic/Latino 11.9%
Black/African American 4.6%
Asian 0.7%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01835

A+ Avg School Grade
4 Schools
10.2:1 Avg Class Size
$21,223 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bradford Elementary

📚 K – 04 Elementary
👥
465 Students
👨‍🏫
10.6:1 Class Size
💰
$22,410 Per Student
A Very Good

Caleb Dustin Hunking School

📚 K – 08 School
👥
1,064 Students
👨‍🏫
12.9:1 Class Size
💰
$22,410 Per Student
A Very Good

Hill View Montessori Charter Public School

📚 K – 08 School Charter
👥
304 Students
👨‍🏫
13.4:1 Class Size
💰
$17,660 Per Student
A Very Good

Greenleaf Academy

📚 07 – 12 High School
👥
34 Students
👨‍🏫
4.2:1 Class Size
💰
$22,410 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,956 Off-Campus Students
C
Northpoint Bible College
128 students · 0.9 mi
C
New England Tractor Trailer Training School of Massachusetts
527 students · 2.2 mi
C
Northern Essex Community College
4,510 students · 3.6 mi
D
Spa Tech Institute-North Andover
144 students · 3.9 mi
C+
Merrimack College
5,688 students · 6.2 mi
C
Massachusetts School of Law
284 students · 7.6 mi
C
EINE Inc
40 students · 12.7 mi
C
North Shore Community College
4,833 students · 12.7 mi

Investor Insight: With 1,956 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Haverhill, MA?

Haverhill, MA home values average about $571K. That price point suits investors targeting rentals with $2,612/mo in monthly income.

How landlord-friendly is Haverhill, MA?

The landlord environment in Haverhill, MA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

What is the typical renter like in Haverhill, MA?

Haverhill, MA offers a consistent renter base at the $2,612/mo rent level. Tenant turnover is reasonable for well-managed properties.

How tight is the rental market in Haverhill, MA?

Haverhill, MA carries elevated vacancy risk. Expect reliable absorption at market rents of $2,612/mo.

Is house hacking profitable in Haverhill, MA?

House hacking in Haverhill, MA is reasonable to execute. Prices around $571K and rents of $2,612/mo solid owner-occupant economics.

You know 01835 now. You don’t know where it ranks.

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How 01835 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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