Real Estate Investing in Haverhill, Massachusetts (01832)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 26,065 • Data updated: September 2026

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Should you buy in 01832 (Haverhill, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Haverhill, MA (01832)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $534,162
Avg Monthly Rent $2,193
1% Rule ✗ Does Not Meet
Median Income $78,151
% Renters 42.5%

Market Analysis: 01832 Haverhill

The 01832 ZIP covers a section of Haverhill that demands careful diligence. Prices near $534K look accessible, but the work to make a deal cash flow is real.

For an experienced owner, 01832 can be a a solid fit for hunting ground — but the discount at $534K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Haverhill have seen price recovery that 01832 has not matched. Essex County data supports the view that the spread is structural rather than temporary.

Demographically, 01832 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 01832 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Haverhill:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Rising (+5.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,193/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01832

Which property type performs best in this market?

Best for Cash Flow
1BR
4.5% cap rate
Best for Appreciation
1BR
+10.7% 5yr CAGR
Best Overall Value
4BR
$177,612/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $276,586 $1,710 4.5% +10.7% $276,586
2BR $406,146 $2,240 4.0% +8.5% $203,073
3BR $573,458 $2,690 3.4% +7.8% $191,153
4BR $710,447 $2,970 3.0% +8.3% $177,612

Market Trends

Home Value History (with trend line)

$563K$484K$405K$327K$248K$169KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,304$2,205$2,105$2,006$1,907$1,807Jan 2023Oct 2024Jul 2026

📊 How Does 01832 Compare?

Metric 01832 Haverhill Massachusetts
Home Value $534,162 $556,534 $645,115
5-Year CAGR 6.0% 5.7% 7.0%
Avg Rent $2,193 $2,371 -
Cap Rate 3.2% 3.3% -
💡 Why Invest in 01832? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01832 (Haverhill, MA). Anonymous, moderated, never written by AI.

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Property managers serving Essex County

Manage rentals here? List your business →

MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website

Single-familySmall multifamilyCommercial
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CNR Property Management provides expert property management and maintenance solutions. summary from their website

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This domain is for sale for $2,295 or monthly payments. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.0%
Moderate

📊 Market Snapshot

Home Value $534,162
Monthly Rent $2,193
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +5.3% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year -3.2% ▼
3-Year CAGR +4.8% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01832

Population: 26,065

💰 Median Household Income
$78,151
This area
$78,151
State
$107,356
USA
$74,580
🏠 Renter Occupied
42.5%
This area
42.5%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-8.0%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
32.1%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 68.2%
Other/Mixed 26.8%
Hispanic/Latino 23.1%
Black/African American 2.8%
Asian 2.2%
👶 Under 18
20.4%
This area
20.4%
USA
22.0%
👴 65 and Over
13.9%
This area
13.9%
USA
17.3%
📊 Poverty Rate
8.5%
This area
8.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01832

A+ Avg School Grade
5 Schools
11.6:1 Avg Class Size
$22,410 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Silver Hill Elementary School

📚 K – 04 Elementary
👥
441 Students
👨‍🏫
10.8:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Tilton

📚 K – 04 Elementary
👥
446 Students
👨‍🏫
11.4:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Moody

📚 Pre-K – K Elementary
👥
153 Students
👨‍🏫
9.9:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Consentino Middle School

📚 05 – 08 School
👥
828 Students
👨‍🏫
12.6:1 Class Size
💰
$22,410 Per Student
A Very Good

Haverhill High

📚 09 – 12 High School
👥
1,991 Students
👨‍🏫
13.4:1 Class Size
💰
$22,410 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,523 Off-Campus Students
C
Northpoint Bible College
128 students · 3.2 mi
C
Northern Essex Community College
4,510 students · 4.2 mi
C
New England Tractor Trailer Training School of Massachusetts
527 students · 4.2 mi
D
Spa Tech Institute-North Andover
144 students · 5.8 mi
C
Massachusetts School of Law
284 students · 8.3 mi
C+
Merrimack College
5,688 students · 8.5 mi
C
Lowell Academy Hairstyling Institute
59 students · 13.6 mi
B
University of Massachusetts-Lowell
16,770 students · 13.8 mi

Investor Insight: With 1,523 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Should investors consider Haverhill, MA?

Yes - Haverhill, MA a 3.0/5 investability score. With $534K home prices against $2,193/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the typical vacancy rate in Haverhill, MA?

Expect elevated vacancy in Haverhill, MA. Rents at $2,193/mo are absorbed by the tenant base without meaningful lag.

Is Haverhill, MA better for rentals, flips, or BRRRR?

The best-fit strategy in Haverhill, MA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Is Haverhill, MA landlord-friendly?

Landlord-friendliness in Haverhill, MA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What do landlords charge for rent in Haverhill, MA?

Investors in Haverhill, MA typically see rents near $2,193/mo per month against $534K home values - a solid setup for rental cash flow.

You know 01832 now. You don’t know where it ranks.

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How 01832 ranks in Boston-Cambridge-Newton, MA-NH

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