Real Estate Investing in Hampstead, New Hampshire (03841)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rockingham County • Population: 6,282 • Data updated: September 2026

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Should you buy in 03841 (Hampstead, NH)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 32.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hampstead, NH (03841)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $645,468
Avg Monthly Rent $1,647
1% Rule ✗ Does Not Meet
Median Income $106,679
% Renters 14.0%

Market Analysis: 03841 Hampstead

This part of Rockingham County is not an easy win. The 03841 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 03841 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

In the broader NH picture, 03841 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 03841 ZIP's population of 6,282 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

New investors are better served looking at Hampstead's stable or hybrid ZIPs before stepping into 03841. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hampstead:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,647/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 03841

Which property type performs best in this market?

Best for Cash Flow
2BR
2.7% cap rate
Best for Appreciation
2BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$176,741/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $491,949 $1,830 2.7% +10.0% $245,974
3BR $613,185 $2,190 2.6% +9.2% $204,395
4BR $706,964 $2,420 2.5% +8.9% $176,741

Market Trends

Home Value History (with trend line)

$678K$584K$489K$395K$301K$206KJul 2006Jul 2016Jul 2026

📊 How Does 03841 Compare?

Metric 03841 Hampstead New Hampshire
Home Value $645,468 $618,465 $496,656
5-Year CAGR 6.1% 6.1% 9.6%
Avg Rent $1,647 $1,620 -
Cap Rate 2.0% 2.0% -
💡 Why Invest in 03841? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 03841 (Hampstead, NH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 03841 (Hampstead, NH)?

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $645,468
Monthly Rent $1,647
Price-to-Rent 32.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +7.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 03841

Population: 6,282

💰 Median Household Income
$106,679
This area
$106,679
State
$93,430
USA
$74,580
🏠 Renter Occupied
14.0%
This area
14.0%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-6.0%
USA
3.7%
🎓 College Educated
37.5%
This area
37.5%
State
29.2%
USA
33.7%
👤 Median Age
51.2 years
This area
51.2 years
State
34.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
22.4%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 2.5%
Asian 1.7%
Hispanic/Latino 0.4%
👶 Under 18
18.9%
This area
18.9%
USA
22.0%
👴 65 and Over
23.1%
This area
23.1%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 03841

A+ Avg School Grade
2 Schools
10.9:1 Avg Class Size
$44,256 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hampstead Middle School

📚 05 – 08 School
👥
344 Students
👨‍🏫
9.6:1 Class Size
💰
$44,256 Per Student
A+ Excellent

Hampstead Central School

📚 Pre-K – 04 Elementary
👥
465 Students
👨‍🏫
12.2:1 Class Size
💰
$44,256 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 333 Off-Campus Students
C
Northern Essex Community College
4,510 students · 8.8 mi
C
Northpoint Bible College
128 students · 9.5 mi
C
New England Tractor Trailer Training School of Massachusetts
527 students · 10.9 mi
D
Spa Tech Institute-North Andover
144 students · 12.2 mi
C
Massachusetts School of Law
284 students · 13.8 mi
C+
Merrimack College
5,688 students · 15.0 mi

Frequently Asked Questions

What is the smart move for investors in Hampstead, NH?

Most investors in Hampstead, NH run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

How deep is the rental pool in Hampstead, NH?

The tenant pool in Hampstead, NH is solid, supported by local employment and population fundamentals. Rents of $1,647/mo are well-absorbed by the market.

Are rents high in Hampstead, NH?

Rents in Hampstead, NH run near $1,647/mo. Compared with median home prices of $645K that produces solid gross yields for typical rentals.

Are there empty rentals in Hampstead, NH?

Vacancy in Hampstead, NH is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,647/mo.

Does Hampstead, NH favor landlords or tenants?

Hampstead, NH operates under NH law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.

You know 03841 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 03841 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 03841 ranks in Boston-Cambridge-Newton, MA-NH

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