Real Estate Investing in Hampstead, New Hampshire (03826)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 03826 (Hampstead, NH)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 30.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hampstead, NH (03826)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 03826 Hampstead
Not every below-median market is a bargain. Hampstead's 03826 ZIP reflects signals that favor experienced operators who can absorb the risk $591K pricing implies.
For an experienced owner, 03826 can be a a credible choice for hunting ground — but the discount at $591K reflects genuine risk that outside investors often underestimate.
Regionally, 03826 sits on the difficult end of the NH spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
Employment concentration in 03826 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 03826 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Hampstead:
Property Strategy for 03826
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $490,026 | $1,770 | 2.6% | +9.9% | $245,013 |
| 3BR | $582,276 | $2,130 | 2.6% | +9.1% | $194,092 |
| 4BR | $671,295 | $2,350 | 2.5% | +9.2% | $167,824 |
Market Trends
Home Value History (with trend line)
📊 How Does 03826 Compare?
| Metric | 03826 | Hampstead | New Hampshire |
|---|---|---|---|
| Home Value | $591,462 | $618,465 | $496,656 |
| 5-Year CAGR | 6.1% | 6.1% | 9.6% |
| Avg Rent | $1,593 | $1,620 | - |
| Cap Rate | 2.1% | 2.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 03826 (Hampstead, NH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $591,462 |
| Monthly Rent | $1,593 |
| Price-to-Rent | 30.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 03826
Population: 2,944
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 03826
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
Hampstead Middle School
Danville Elementary School
Hampstead Central School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How tight is the rental market in Hampstead, NH?
Vacancy risk in Hampstead, NH is elevated. That supports consistent cash flow for typical rental holds.
What is the typical renter like in Hampstead, NH?
Tenant quality in Hampstead, NH ranks as solid. Landlords generally report steady occupancy at market rents of $1,593/mo.
Which investment style suits Hampstead, NH?
Investors usually favor careful cash-flow rentals with hands-on management in Hampstead, NH. With home values at $591K and rents near $1,593/mo, other strategies can work but produce predictable rather than outsized returns.
How viable is house hacking in Hampstead, NH?
House hacking in Hampstead, NH is a challenging. With home values around $591K and rents at $1,593/mo, owner-occupants can offset a meaningful share of PITI.
How strong is Hampstead, NH for real estate investors?
Hampstead, NH scores 3.0/5 for investability. Home values sit at $591K and rents near $1,593/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 03826 now. You don’t know where it ranks.
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