Most Affordable ZIP Codes in Boston-Cambridge-Newton, MA-NH (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 01840 Lawrence, MA $393,089 $2,389 4.74% 7.4%
2 03867 Rochester, NH $407,200 $2,041 3.91% 8.1%
3 03852 Milton, NH $414,487 $1,593 3.00% 6.7%
4 03868 Rochester, NH $421,969 $1,593 2.94% 7.9%
5 03839 Rochester, NH $427,928 $1,701 3.10% 7.4%
6 03887 Middleton, NH $428,163 $1,917 3.49% 8.3%
7 03835 Farmington, NH $429,797 $1,350 2.45% 8.3%
8 03878 Somersworth, NH $452,951 $1,937 3.34% 7.5%
9 01850 Lowell, MA $456,007 $2,242 3.83% 5.6%
10 03851 Milton, NH $470,403 $1,593 2.64% 8.7%
11 01901 Lynn, MA $472,869 $2,203 3.63% 5.1%
12 02538 Wareham, MA $478,535 $2,304 3.76% 5.5%
13 01852 Lowell, MA $480,506 $2,234 3.63% 5.4%
14 02571 Wareham, MA $482,664 $2,304 3.72% 5.3%
15 01854 Lowell, MA $487,043 $2,352 3.77% 5.5%
16 01431 Ashby, MA $491,383 $2,304 3.66% 5.3%
17 01841 Lawrence, MA $494,591 $2,245 3.54% 6.6%
18 03077 Raymond, NH $494,733 $1,725 2.72% 7.1%
19 02576 Wareham, MA $501,455 $2,304 3.58% 5.4%
20 02302 Brockton, MA $504,853 $2,750 4.25% 4.7%
21 01718 Acton, MA $505,005 $2,358 3.64% 5.8%
22 03038 Derry, NH $510,918 $2,366 3.61% 6.6%
23 01469 Townsend, MA $513,669 $2,304 3.50% 5.8%
24 01474 Townsend, MA $522,869 $2,943 4.39% 6.1%
25 02301 Brockton, MA $523,510 $2,263 3.37% 4.9%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →

Same metro, different strategy

Cash Flow in Boston-Cambridge-Newton, MA-NH  ·  Appreciation in Boston-Cambridge-Newton, MA-NH

Or see the full Boston-Cambridge-Newton, MA-NH metro profile.