Real Estate Investing in Lowell, Massachusetts (01854)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01854 (Lowell, MA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Lowell, MA (01854)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01854 Lowell
ZIP 01854 inside Middlesex County looks affordable on the surface — median value of $487K — but the discount exists for reasons that a careful buyer should understand before committing.
Rent of $2,352/mo on a $487K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01854 sits below the stated 0.0% once reality is priced in.
In the broader MA picture, 01854 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 01854 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Lowell's stable or hybrid ZIPs before stepping into 01854. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Lowell:
Property Strategy for 01854
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $253,494 | $1,710 | 4.9% | +8.3% | $253,494 |
| 2BR | $337,457 | $2,250 | 4.8% | +8.7% | $168,728 |
| 3BR | $542,653 | $2,700 | 3.6% | +7.8% | $180,884 |
| 4BR | $557,577 | $2,980 | 3.8% | +7.5% | $139,394 |
| 5BR | $616,831 | — | — | +7.2% | $123,366 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 01854 Compare?
| Metric | 01854 | Lowell | Massachusetts |
|---|---|---|---|
| Home Value | $487,043 | $217,277 | $645,115 |
| 5-Year CAGR | 5.5% | 5.5% | 7.0% |
| Avg Rent | $2,352 | $2,313 | - |
| Cap Rate | 3.8% | 3.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01854 (Lowell, MA). Anonymous, moderated, never written by AI.
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Property managers serving Middlesex County
Manage rentals here? List your business →Green Ocean Property Management offers investment property management and condo association management services in Boston and surrounding areas like Allston, Brighton, Cambridge, and Quincy. summary from their website
McDonough Property Management offers full-service property management and HOA management in the Greater Boston Area, covering maintenance, inspections, legal compliance, and communication. summary from their website
New England Property Management & Maintenance offers property management for multi/single-family homes, apartments, rental properties, and condo associations in Brookline, MA and Cambridge, MA. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $487,043 |
| Monthly Rent | $2,352 |
| Price-to-Rent | 17.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01854
Population: 28,808
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01854
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Greenhalge
Henry J Robinson Middle
Pyne Arts
Moody Elementary
Washington
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,401 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Lowell, MA?
Expect median prices around $487K in Lowell, MA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.
What is the tenant pool like in Lowell, MA?
The renter base in Lowell, MA is reasonable for the $2,352/mo price point. Screening well and pricing to market typically yields stable tenants.
Which real estate strategy fits Lowell, MA?
A careful cash-flow rentals with hands-on management strategy Lowell, MA best. The market produces predictable results for that approach at the $487K price point.
How high is vacancy risk in Lowell, MA?
Expect elevated vacancy in Lowell, MA. Rents at $2,352/mo are absorbed by the tenant base without meaningful lag.
Does house hacking make sense in Lowell, MA?
Lowell, MA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $487K price point reasonable to enter.
You know 01854 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01854 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01854 ranks in Boston-Cambridge-Newton, MA-NH
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