Real Estate Investing in Chelmsford, Massachusetts (01863)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01863 (Chelmsford, MA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Chelmsford, MA (01863)?
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Market Analysis: 01863 Chelmsford
Put differently, ZIP 01863 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $564K median. It rewards specialists, not generalists.
The investment case in 01863 is solid only for operators who understand what they are buying. A $564K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Chelmsford have seen price recovery that 01863 has not matched. Middlesex County data supports the view that the spread is structural rather than temporary.
Employment concentration in 01863 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 01863 is an operator game, not a passive one. From an investor standpoint, entry prices of $564K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Chelmsford:
Property Strategy for 01863
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $446,968 | $2,230 | 3.6% | +8.8% | $223,484 |
| 3BR | $634,492 | $2,670 | 3.0% | +7.3% | $211,497 |
| 4BR | $725,285 | $2,950 | 2.9% | +7.5% | $181,321 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 01863 Compare?
| Metric | 01863 | Chelmsford | Massachusetts |
|---|---|---|---|
| Home Value | $564,042 | $646,405 | $645,115 |
| 5-Year CAGR | 6.1% | 5.7% | 7.0% |
| Avg Rent | $2,640 | $2,650 | - |
| Cap Rate | 3.7% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01863 (Chelmsford, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $564,042 |
| Monthly Rent | $2,640 |
| Price-to-Rent | 17.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.7% |
| 5-Year IRR | 9.7% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | +1.3% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01863
Population: 9,592
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01863
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Bartlett Community Partnership
Charlotte M Murkland Elementary
Joseph McAvinnue
Washington
Abraham Lincoln
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,401 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the best play in Chelmsford, MA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Chelmsford, MA. The numbers - $564K homes against $2,640/mo rents - support that play.
What is it like being a landlord in Chelmsford, MA?
Landlord-friendliness in Chelmsford, MA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are renters plentiful in Chelmsford, MA?
The tenant pool in Chelmsford, MA is solid, supported by local employment and population fundamentals. Rents of $2,640/mo are well-absorbed by the market.
How does Chelmsford, MA rate as a rental market?
Investors tracking Chelmsford, MA will find a 3.0/5 rating supported by $564K median home values and $2,640/mo rents. That profile suits long-term holders targeting measured returns.
How much does a house cost in Chelmsford, MA?
The median home value in Chelmsford, MA is roughly $564K. That puts it reasonable relative to the MA statewide average.
You know 01863 now. You don’t know where it ranks.
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How 01863 ranks in Boston-Cambridge-Newton, MA-NH
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