Real Estate Investing in Lowell, Massachusetts (01852)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01852 (Lowell, MA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Lowell, MA (01852)?
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Market Analysis: 01852 Lowell
ZIP 01852 in Lowell, MA carries a substantial set of headwinds. Home values near $481K and rents of $2,234/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 01852 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
ZIP 01852's metrics run below Middlesex County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 01852 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lowell:
Property Strategy for 01852
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $261,779 | $1,650 | 4.5% | +6.3% | $261,779 |
| 2BR | $370,764 | $2,160 | 4.2% | +8.3% | $185,382 |
| 3BR | $529,521 | $2,590 | 3.5% | +8.1% | $176,507 |
| 4BR | $606,960 | $2,860 | 3.4% | +7.5% | $151,740 |
| 5BR | $731,395 | — | — | +7.6% | $146,279 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 01852 Compare?
| Metric | 01852 | Lowell | Massachusetts |
|---|---|---|---|
| Home Value | $480,506 | $217,277 | $645,115 |
| 5-Year CAGR | 5.4% | 5.5% | 7.0% |
| Avg Rent | $2,234 | $2,313 | - |
| Cap Rate | 3.6% | 3.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01852 (Lowell, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $480,506 |
| Monthly Rent | $2,234 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.0% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | +2.6% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01852
Population: 36,700
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01852
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,406 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Lowell, MA?
Typical homes in Lowell, MA go for around $481K. The 5-year CAGR of 0.0% steady price movement.
What is the typical renter like in Lowell, MA?
Tenant demand in Lowell, MA is solid. The local workforce $2,234/mo rents across most rental classes.
Does Lowell, MA make sense for an investment property?
Yes - Lowell, MA a 3.0/5 investability score. With $481K home prices against $2,234/mo monthly rent, the market delivers a reasonable entry point for new investors.
Is Lowell, MA a friendly market for rental owners?
Rental owners in Lowell, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
Are there empty rentals in Lowell, MA?
Lowell, MA carries elevated vacancy risk. Expect reliable absorption at market rents of $2,234/mo.
You know 01852 now. You don’t know where it ranks.
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How 01852 ranks in Boston-Cambridge-Newton, MA-NH
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