Real Estate Investing in Lynn, Massachusetts (01901)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 1,934 • Data updated: September 2026

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Should you buy in 01901 (Lynn, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
4 flags
  • Elevated vacancy: 8.3% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 40.1% poverty rate — can affect rent collection.
  • Lower household income: $20,699 median — tenant affordability is tighter.

What’s happening in Lynn, MA (01901)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $472,869
Avg Monthly Rent $2,203
1% Rule ✗ Does Not Meet
Median Income $20,699
% Renters 93.0%

Market Analysis: 01901 Lynn

From a cash-flow lens, ZIP 01901 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $473K median. It rewards specialists, not generalists.

For an experienced owner, 01901 can be a a viable market for hunting ground — but the discount at $473K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 01901 among MA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A impressive renter share of 93% in 01901 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 01901 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lynn:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 22.8× the median income
Value Trend
Rising (+6.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,203/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 01901

Which property type performs best in this market?

Best for Cash Flow
1BR
4.8% cap rate
Best for Appreciation
1BR
+5.7% 5yr CAGR
Best Overall Value
2BR
$216,633/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $324,503 $2,160 4.8% +5.7% $324,503
2BR $433,266 $2,560 4.3% +5.3% $216,633

Market Trends

Home Value History (with trend line)

$503K$430K$356K$282K$208K$134KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,422$2,343$2,264$2,185$2,106$2,027Mar 2022May 2024Jul 2026

📊 How Does 01901 Compare?

Metric 01901 Lynn Massachusetts
Home Value $472,869 $559,664 $645,115
5-Year CAGR 5.1% 4.8% 7.0%
Avg Rent $2,203 $2,344 -
Cap Rate 3.6% 3.3% -
💡 Why Invest in 01901? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

93% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01901 (Lynn, MA). Anonymous, moderated, never written by AI.

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Property managers serving Essex County

Manage rentals here? List your business →

MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website

Single-familySmall multifamilyCommercial
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CNR Property Management provides expert property management and maintenance solutions. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.6%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $472,869
Monthly Rent $2,203
Price-to-Rent 17.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +6.7% ▲
3-Year CAGR +4.6% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year -8.2% ▼
3-Year CAGR -0.5% ▼
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.3%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.1%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01901

Population: 1,934

💰 Median Household Income
$20,699
This area
$20,699
State
$107,356
USA
$74,580
🏠 Renter Occupied
93.0%
This area
93.0%
State
28.1%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-8.0%
USA
3.7%
🎓 College Educated
30.0%
This area
30.0%
State
32.1%
USA
33.7%
👤 Median Age
54.3 years
This area
54.3 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
8.3%
This area
8.3%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 45.1%
Other/Mixed 30.6%
Hispanic/Latino 27.2%
Black/African American 23.8%
Asian 0.5%
👶 Under 18
9.0%
This area
9.0%
USA
22.0%
👴 65 and Over
32.3%
This area
32.3%
USA
17.3%
📊 Poverty Rate
40.1%
This area
40.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01901

A+ Avg School Grade
1 Schools
11.2:1 Avg Class Size
$23,095 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Fredrick Douglass Collegiate Academy

📚 09 – 10 High School
👥
157 Students
👨‍🏫
11.2:1 Class Size
💰
$23,095 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Capt William G Shoemaker

📚 Pre-K – 05 Elementary
📍 26 Regina Rd, Lynn
👥
338 Students
👨‍🏫
8.4:1 Class Size
💰
$23,095 Per Student
A+ Excellent

Cobbet Elementary

📚 Pre-K – 05 Elementary
📍 40 Franklin Street, Lynn
👥
623 Students
👨‍🏫
11.6:1 Class Size
💰
$23,095 Per Student
A+ Excellent

E J Harrington

📚 Pre-K – 05 Elementary
📍 21 Dexter Street, Lynn
👥
634 Students
👨‍🏫
11.8:1 Class Size
💰
$23,095 Per Student
A+ Excellent

Julia F Callahan

📚 Pre-K – 05 Elementary
📍 200 O'Callaghan Way, Lynn
👥
394 Students
👨‍🏫
10.6:1 Class Size
💰
$23,095 Per Student
A+ Excellent

Pickering Middle

📚 06 – 08 Middle
📍 70 Conomo Avenue, Lynn
👥
543 Students
👨‍🏫
9.3:1 Class Size
💰
$23,095 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,678 Off-Campus Students
C+
Salem State University
6,239 students · 4.1 mi
C
New England Hair Academy
102 students · 6.6 mi
C
Empire Beauty School-Malden
101 students · 7.0 mi
C
Montserrat College of Art
276 students · 7.1 mi
C
MGH Institute of Health Professions
1,484 students · 8.1 mi
C+
Endicott College
4,254 students · 8.3 mi
D
Lincoln Technical Institute-Somerville
27 students · 8.5 mi
D
Cambridge College
1,952 students · 8.5 mi

Investor Insight: With 1,678 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Where do home prices stand in Lynn, MA?

Lynn, MA median home values land near $473K. That is reasonable territory for investors looking at $2,203/mo-per-month rentals.

Is Lynn, MA good for landlords?

Lynn, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Which investment style suits Lynn, MA?

A careful cash-flow rentals with hands-on management strategy Lynn, MA best. The market produces even-keeled results for that approach at the $473K price point.

Is Lynn, MA suited for a house hack?

For house hackers, Lynn, MA is a challenging. The $2,203/mo rent on a unit helps defray the mortgage on a $473K property.

Are renters plentiful in Lynn, MA?

Lynn, MA draws a consistent base of working renters. Demand at the $2,203/mo rent level is reasonable for standard single-family and small multi rentals.

You know 01901 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01901 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01901 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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