Real Estate Investing in Swampscott, Massachusetts (01907)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01907 (Swampscott, MA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Swampscott, MA (01907)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01907 Swampscott
The 01907 ZIP in Swampscott, MA is a local-operator market. Outside capital chasing a $838K entry has to pair deep knowledge with the discount.
The 01907 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Within MA, ZIP 01907 trails on several market indicators that neighboring Essex County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Demographically, 01907 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 01907 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Swampscott:
Property Strategy for 01907
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $354,211 | $2,600 | 5.3% | +5.3% | $354,211 |
| 2BR | $495,195 | $3,090 | 4.5% | +5.6% | $247,598 |
| 3BR | $796,813 | $3,700 | 3.3% | +6.5% | $265,604 |
| 4BR | $988,283 | $4,090 | 3.0% | +7.4% | $247,071 |
| 5BR | $1,470,449 | — | — | +9.1% | $294,090 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 01907 Compare?
| Metric | 01907 | Swampscott | Massachusetts |
|---|---|---|---|
| Home Value | $837,868 | $837,868 | $645,115 |
| 5-Year CAGR | 4.7% | 4.7% | 7.0% |
| Avg Rent | $3,021 | $3,021 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01907 (Swampscott, MA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 01907 (Swampscott, MA)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Essex County
Manage rentals here? List your business →MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website
CNR Property Management provides expert property management and maintenance solutions. summary from their website
This domain is for sale for $2,295 or monthly payments. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $837,868 |
| Monthly Rent | $3,021 |
| Price-to-Rent | 23.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +4.4% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.5% ▲ |
🏠 Rent Trends
| 1-Year | -2.3% ▼ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01907
Population: 15,279
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01907
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Cobbet Elementary
Collins Middle
E J Harrington
Glover
Horace Mann Laboratory
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,301 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Which real estate strategy fits Swampscott, MA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Swampscott, MA. The numbers - $838K homes against $3,021/mo rents - support that play.
What is the investability score for Swampscott, MA?
Swampscott, MA records an investability rating of 3.0/5, with median home values near $838K and average rents around $3,021/mo. That combination puts it in the resilient tier for investor interest.
What is the typical home price in Swampscott, MA?
Homes in Swampscott, MA typically sell near $838K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
Are eviction rules reasonable in Swampscott, MA?
For rental operators, Swampscott, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How high is vacancy risk in Swampscott, MA?
Swampscott, MA carries elevated vacancy risk. Expect measured absorption at market rents of $3,021/mo.
You know 01907 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01907 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01907 ranks in Boston-Cambridge-Newton, MA-NH
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 01907 (Swampscott)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 01907 (Swampscott, MA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.