Real Estate Investing in Marblehead, Massachusetts (01945)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 20,390 • Data updated: September 2026

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Should you buy in 01945 (Marblehead, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 28.5 — hard to cash-flow at these prices.

What’s happening in Marblehead, MA (01945)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,059,797
Avg Monthly Rent $3,094
1% Rule ✗ Does Not Meet
Median Income $163,561
% Renters 18.5%

Market Analysis: 01945 Marblehead

ZIP 01945 in Marblehead, MA carries a durable set of headwinds. Home values near $1.1M and rents of $3,094/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.1M asset, 01945 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 01945 sits on the difficult end of the MA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

The demographic picture in 01945 includes headwinds that any investor should price in. Income distribution skews lower than Marblehead averages, and tenant stability requires active management.

Strategically, 01945 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marblehead:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,094/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01945

Which property type performs best in this market?

Best for Cash Flow
1BR
3.6% cap rate
Best for Appreciation
5BR
+8.8% 5yr CAGR
Best Overall Value
3BR
$319,142/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $436,995 $2,160 3.6% +5.4% $436,995
2BR $718,635 $2,560 2.6% +6.2% $359,317
3BR $957,425 $3,080 2.3% +7.1% $319,142
4BR $1,281,054 $3,390 1.9% +8.1% $320,264
5BR $1,850,658 +8.8% $370,132

Market Trends

Home Value History (with trend line)

$1.1M$977K$836K$695K$554K$412KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,194$3,039$2,884$2,730$2,575$2,420Jan 2025Oct 2025Jul 2026

📊 How Does 01945 Compare?

Metric 01945 Marblehead Massachusetts
Home Value $1,059,797 $1,059,797 $645,115
5-Year CAGR 5.4% 5.4% 7.0%
Avg Rent $3,094 $3,094 -
Cap Rate 2.3% 2.3% -
💡 Why Invest in 01945? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01945 (Marblehead, MA). Anonymous, moderated, never written by AI.

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Property managers serving Essex County

Manage rentals here? List your business →

MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website

Single-familySmall multifamilyCommercial
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CNR Property Management provides expert property management and maintenance solutions. summary from their website

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This domain is for sale for $2,295 or monthly payments. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $1,059,797
Monthly Rent $3,094
Price-to-Rent 28.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +4.0% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.1%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.4%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01945

Population: 20,390

💰 Median Household Income
$163,561
This area
$163,561
State
$107,356
USA
$74,580
🏠 Renter Occupied
18.5%
This area
18.5%
State
28.1%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-8.0%
USA
3.7%
🎓 College Educated
75.7%
This area
75.7%
State
32.1%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
7.1%
This area
7.1%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 2.4%
Black/African American 1.1%
Asian 1.0%
Hispanic/Latino 0.9%
👶 Under 18
21.5%
This area
21.5%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
1.6%
This area
1.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01945

A+ Avg School Grade
6 Schools
10.6:1 Avg Class Size
$32,075 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Glover

📚 Pre-K – 03 Elementary
👥
321 Students
👨‍🏫
10.7:1 Class Size
💰
$34,614 Per Student
A+ Excellent

Marblehead Veterans Middle School

📚 07 – 08 Middle
👥
443 Students
👨‍🏫
10.9:1 Class Size
💰
$34,614 Per Student
A+ Excellent

Village School

📚 04 – 06 School
👥
537 Students
👨‍🏫
9.8:1 Class Size
💰
$34,614 Per Student
A+ Excellent

Marblehead High

📚 09 – 12 High School
👥
874 Students
👨‍🏫
10.4:1 Class Size
💰
$34,614 Per Student
A+ Excellent

Lucretia and Joseph Brown School

📚 Pre-K – 03 Elementary
👥
442 Students
👨‍🏫
12.1:1 Class Size
💰
$34,614 Per Student
A Very Good

Marblehead Community Charter Public School

📚 04 – 08 School Charter
👥
175 Students
👨‍🏫
9.7:1 Class Size
💰
$19,378 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Collins Middle

📚 06 – 08 Middle
📍 29 Highland Avenue, Salem
👥
625 Students
👨‍🏫
10.8:1 Class Size
💰
$31,115 Per Student
A+ Excellent

Horace Mann Laboratory

📚 Pre-K – 05 Elementary
📍 79 Willson Street, Salem
👥
307 Students
👨‍🏫
11.8:1 Class Size
💰
$31,115 Per Student
A+ Excellent

Swampscott High

📚 09 – 12 High School
📍 200 Essex Street, Swampscott
👥
666 Students
👨‍🏫
11.0:1 Class Size
💰
$25,191 Per Student
A+ Excellent

Swampscott Middle

📚 05 – 08 School
📍 207 Forest Avenue, Swampscott
👥
687 Students
👨‍🏫
11.1:1 Class Size
💰
$25,191 Per Student
A+ Excellent

Bentley Academy Innovation School

📚 K – 05 Elementary
📍 25 Memorial Drive, Salem
👥
270 Students
👨‍🏫
9.6:1 Class Size
💰
$31,115 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,301 Off-Campus Students
C+
Salem State University
6,239 students · 1.4 mi
C
Montserrat College of Art
276 students · 3.6 mi
C+
Endicott College
4,254 students · 3.9 mi
C+
Gordon College
1,610 students · 6.7 mi
C
Gordon-Conwell Theological Seminary
1,373 students · 7.9 mi
C
North Shore Community College
4,833 students · 8.2 mi
C
New England Hair Academy
102 students · 11.5 mi
C
Empire Beauty School-Malden
101 students · 11.9 mi

Investor Insight: With 3,301 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are there empty rentals in Marblehead, MA?

Vacancy in Marblehead, MA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $3,094/mo.

Is Marblehead, MA better for rentals, flips, or BRRRR?

Marblehead, MA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($1.1M prices, $3,094/mo rents) make it a reasonable choice.

Are eviction rules reasonable in Marblehead, MA?

For rental operators, Marblehead, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.

Does a duplex house hack pencil in Marblehead, MA?

The a tougher house-hack environment in Marblehead, MA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What kind of market is Marblehead, MA for investors?

Our data puts Marblehead, MA at 3.0/5 for investability. Home prices of $1.1M and rents around $3,094/mo create a solid backdrop for investor activity.

You know 01945 now. You don’t know where it ranks.

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How 01945 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

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