Real Estate Investing in Townsend, Massachusetts (01469)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Middlesex County • Population: 6,803 • Data updated: September 2026

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Should you buy in 01469 (Townsend, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Townsend, MA (01469)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $513,669
Avg Monthly Rent $2,304
1% Rule ✗ Does Not Meet
Median Income $100,402
% Renters 17.3%

Market Analysis: 01469 Townsend

ZIP 01469 inside Middlesex County looks affordable on the surface — median value of $514K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $514K asset, 01469 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Townsend have seen price recovery that 01469 has not matched. Middlesex County data supports the view that the spread is structural rather than temporary.

The demographic picture in 01469 includes headwinds that any investor should price in. Income distribution skews lower than Townsend averages, and tenant stability requires active management.

New investors are better served looking at Townsend's stable or hybrid ZIPs before stepping into 01469. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Townsend:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+4.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,304/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01469

Which property type performs best in this market?

Best for Cash Flow
1BR
11.0% cap rate
Best for Appreciation
1BR
+10.0% 5yr CAGR
Best Overall Value
1BR
$140,783/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $140,783 $2,160 11.0% +10.0% $140,783
2BR $365,497 $2,560 5.0% +7.7% $182,748
3BR $497,593 $3,080 4.5% +7.7% $165,864
4BR $585,032 $3,390 4.2% +7.7% $146,258

Market Trends

Home Value History (with trend line)

$542K$470K$398K$326K$254K$182KJul 2006Jul 2016Jul 2026

📊 How Does 01469 Compare?

Metric 01469 Townsend Massachusetts
Home Value $513,669 $518,269 $645,115
5-Year CAGR 5.8% 5.9% 7.0%
Avg Rent $2,304 $2,624 -
Cap Rate 3.5% 3.9% -
💡 Why Invest in 01469? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01469 (Townsend, MA). Anonymous, moderated, never written by AI.

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Property managers serving Middlesex County

Manage rentals here? List your business →

Green Ocean Property Management offers investment property management and condo association management services in Boston and surrounding areas like Allston, Brighton, Cambridge, and Quincy. summary from their website

HOA
Unclaimed — is this your business? Claim it free

McDonough Property Management offers full-service property management and HOA management in the Greater Boston Area, covering maintenance, inspections, legal compliance, and communication. summary from their website

HOA
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New England Property Management & Maintenance offers property management for multi/single-family homes, apartments, rental properties, and condo associations in Brookline, MA and Cambridge, MA. summary from their website

Single-familySmall multifamilyHOA
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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $513,669
Monthly Rent $2,304
Price-to-Rent 18.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +4.2% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.9%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.8%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01469

Population: 6,803

💰 Median Household Income
$100,402
This area
$100,402
State
$107,356
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
28.1%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-8.0%
USA
3.7%
🎓 College Educated
39.5%
This area
39.5%
State
32.1%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
0.9%
This area
0.9%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 87.3%
Other/Mixed 4.6%
Asian 4.1%
Black/African American 3.9%
Hispanic/Latino 2.5%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01469

A+ Avg School Grade
4 Schools
13.9:1 Avg Class Size
$25,549 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hawthorne Brook

📚 05 – 08 School
👥
452 Students
👨‍🏫
11.7:1 Class Size
💰
$25,549 Per Student
A+ Excellent

North Middlesex Regional

📚 09 – 12 High School
👥
757 Students
👨‍🏫
13.5:1 Class Size
💰
$25,549 Per Student
A+ Excellent

Spaulding Memorial

📚 K – 04 Elementary
👥
430 Students
👨‍🏫
13.4:1 Class Size
💰
$25,549 Per Student
A Very Good

Squannacook Early Childhood Center

📚 Pre-K – 04 Elementary
👥
106 Students
👨‍🏫
16.8:1 Class Size
💰
$25,549 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,824 Off-Campus Students
C+
Alexander Academy
30 students · 6.7 mi
C+
Fitchburg State University
6,296 students · 7.3 mi
C
Monty Tech
33 students · 11.2 mi
D
St Joseph School of Nursing
96 students · 12.3 mi
C
Nashua Community College
1,262 students · 12.4 mi
C
Rivier University
2,879 students · 13.0 mi
C
Harmony Health Care Institute
164 students · 14.1 mi
C+
New Hampshire Institute for Therapeutic Arts
24 students · 14.1 mi

Investor Insight: With 1,824 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are homes affordable in Townsend, MA?

Median home price in Townsend, MA is near $514K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

How landlord-friendly is Townsend, MA?

Rental owners in Townsend, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical renter like in Townsend, MA?

Townsend, MA draws a steady base of working renters. Demand at the $2,304/mo rent level is reasonable for standard single-family and small multi rentals.

How much do tenants pay in Townsend, MA?

Rents in Townsend, MA run near $2,304/mo. Compared with median home prices of $514K that produces solid gross yields for typical rentals.

Is Townsend, MA a good place for real estate investing?

Investors tracking Townsend, MA will find a 3.0/5 rating supported by $514K median home values and $2,304/mo rents. That profile suits long-term holders targeting consistent returns.

You know 01469 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01469 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01469 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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