Real Estate Investing in Shirley, Massachusetts (01464)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01464 (Shirley, MA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Shirley, MA (01464)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01464 Shirley
The 01464 ZIP covers a section of Shirley that demands careful diligence. Prices near $565K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $565K asset, 01464 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 01464 and stronger Shirley ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 01464 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 01464 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Shirley:
Property Strategy for 01464
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $379,310 | $2,560 | 4.9% | +7.2% | $189,655 |
| 3BR | $536,521 | $3,080 | 4.1% | +7.4% | $178,840 |
| 4BR | $701,601 | $3,390 | 3.5% | +8.0% | $175,400 |
Market Trends
Home Value History (with trend line)
📊 How Does 01464 Compare?
| Metric | 01464 | Shirley | Massachusetts |
|---|---|---|---|
| Home Value | $564,548 | $564,548 | $645,115 |
| 5-Year CAGR | 5.2% | 5.2% | 7.0% |
| Avg Rent | $2,304 | $2,304 | - |
| Cap Rate | 3.2% | 3.2% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01464 (Shirley, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $564,548 |
| Monthly Rent | $2,304 |
| Price-to-Rent | 20.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +4.5% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01464
Population: 7,017
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01464
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,450 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How quickly do rentals get leased in Shirley, MA?
Rental vacancy in Shirley, MA is elevated. Investors should budget normal turnover but not chronic empty units.
What is it like being a landlord in Shirley, MA?
For rental operators, Shirley, MA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
Are tenants stable in Shirley, MA?
Tenant quality in Shirley, MA ranks as solid. Landlords generally report measured occupancy at market rents of $2,304/mo.
What is the typical rental rate in Shirley, MA?
Rental rates in Shirley, MA average $2,304/mo. Tenant demand and $565K home values make the yield look reasonable by investor standards.
What is the median home value in Shirley, MA?
Homes in Shirley, MA typically sell near $565K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
You know 01464 now. You don’t know where it ranks.
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How 01464 ranks in Boston-Cambridge-Newton, MA-NH
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