Real Estate Investing in Haverhill, Massachusetts (01830)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Essex County • Population: 26,685 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 01830 (Haverhill, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Haverhill, MA (01830)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $564,273
Avg Monthly Rent $2,309
1% Rule ✗ Does Not Meet
Median Income $72,195
% Renters 44.4%

Market Analysis: 01830 Haverhill

Not every below-median market is a bargain. Haverhill's 01830 ZIP sits at signals that favor experienced operators who can absorb the risk $564K pricing implies.

The investment case in 01830 is resilient only for operators who understand what they are buying. A $564K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MA picture, 01830 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 01830 ZIP's population of 26,685 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

The right play in 01830 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Haverhill:

C+ Average
Buy Confidence Score: 63/100
Affordability
5/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.8× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,309/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 01830

Which property type performs best in this market?

Best for Cash Flow
1BR
4.9% cap rate
Best for Appreciation
1BR
+10.1% 5yr CAGR
Best Overall Value
5BR
$145,918/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $248,840 $1,680 4.9% +10.1% $248,840
2BR $434,090 $2,210 3.7% +8.7% $217,045
3BR $559,436 $2,650 3.4% +7.7% $186,479
4BR $637,419 $2,930 3.3% +7.8% $159,355
5BR $729,588 +8.2% $145,918

Market Trends

Home Value History (with trend line)

$595K$513K$430K$348K$266K$183KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,367$2,209$2,052$1,895$1,737$1,580Mar 2021Nov 2023Jul 2026

📊 How Does 01830 Compare?

Metric 01830 Haverhill Massachusetts
Home Value $564,273 $556,534 $645,115
5-Year CAGR 5.5% 5.7% 7.0%
Avg Rent $2,309 $2,371 -
Cap Rate 3.2% 3.3% -
💡 Why Invest in 01830? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01830 (Haverhill, MA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 01830 (Haverhill, MA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Essex County

Manage rentals here? List your business →

MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website

Single-familySmall multifamilyCommercial
Unclaimed — is this your business? Claim it free

CNR Property Management provides expert property management and maintenance solutions. summary from their website

Unclaimed — is this your business? Claim it free

This domain is for sale for $2,295 or monthly payments. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $564,273
Monthly Rent $2,309
Price-to-Rent 20.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year +0.2% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +5.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.5%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01830

Population: 26,685

💰 Median Household Income
$72,195
This area
$72,195
State
$107,356
USA
$74,580
🏠 Renter Occupied
44.4%
This area
44.4%
State
28.1%
USA
34.0%
💼 Unemployment Rate
5.4%
This area
5.4%
State
-8.0%
USA
3.7%
🎓 College Educated
28.8%
This area
28.8%
State
32.1%
USA
33.7%
👤 Median Age
38.5 years
This area
38.5 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 71.0%
Other/Mixed 23.5%
Hispanic/Latino 20.6%
Black/African American 4.4%
Asian 1.2%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
9.2%
This area
9.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01830

A+ Avg School Grade
9 Schools
10.9:1 Avg Class Size
$22,632 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Dr Paul Nettle

📚 05 – 08 School
👥
531 Students
👨‍🏫
10.2:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Golden Hill

📚 K – 04 Elementary
👥
476 Students
👨‍🏫
11.1:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Pentucket Lake Elementary

📚 K – 05 Elementary
👥
499 Students
👨‍🏫
10.8:1 Class Size
💰
$22,410 Per Student
A+ Excellent

John G Whittier

📚 05 – 08 School
👥
498 Students
👨‍🏫
12.3:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Gateway Academy

📚 07 – 12 High School
👥
103 Students
👨‍🏫
7.6:1 Class Size
💰
$22,410 Per Student
A+ Excellent

Whittier Regional Vocational

📚 09 – 12 High School
👥
1,279 Students
👨‍🏫
10.3:1 Class Size
💰
$24,406 Per Student
A Very Good

Walnut Square

📚 K – 03 Elementary
👥
164 Students
👨‍🏫
12.2:1 Class Size
💰
$22,410 Per Student
A Very Good

Bartlett School and Assessment Center

📚 02 – 11 High School
👥
41 Students
👨‍🏫
6.2:1 Class Size
💰
$22,410 Per Student
A Very Good

Moody Preschool Extension

📚 Grade PK Elementary
👥
148 Students
👨‍🏫
17.3:1 Class Size
💰
$22,410 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

7 Nearby 1,956 Off-Campus Students
C
Northern Essex Community College
4,510 students · 0.2 mi
C
Northpoint Bible College
128 students · 2.5 mi
C
New England Tractor Trailer Training School of Massachusetts
527 students · 5.5 mi
D
Spa Tech Institute-North Andover
144 students · 7.3 mi
C+
Merrimack College
5,688 students · 9.5 mi
C
Massachusetts School of Law
284 students · 10.8 mi
C
North Shore Community College
4,833 students · 14.9 mi

Investor Insight: With 1,956 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Haverhill, MA real estate?

For Haverhill, MA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is Haverhill, MA a friendly market for rental owners?

Rental owners in Haverhill, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical vacancy rate in Haverhill, MA?

Expect elevated vacancy in Haverhill, MA. Rents at $2,309/mo are absorbed by the tenant base without meaningful lag.

Is Haverhill, MA good for house hacking?

Haverhill, MA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,309/mo rent level.

How qualified is the tenant pool in Haverhill, MA?

Working renters make up the core of the Haverhill, MA tenant base. The pool is reasonable for investors targeting long-term holds.

You know 01830 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01830 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 01830 ranks in Boston-Cambridge-Newton, MA-NH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 01830 (Haverhill)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 01830 (Haverhill, MA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.