Real Estate Investing in Haverhill, Massachusetts
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in Haverhill, MA? Our answer, based on the numbers below.
For Homebuyers
MIXED
Grade C (61/100)
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
For Investors
MIXED
3.0 / 5
(47/100)
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
Risks to Know
1 flag
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Haverhill, MA?
Click any question — our AI will research it live from the web and show you sources.
🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
Avg Investability
★★★★★
Avg Home Value
$556,534
Avg Monthly Rent
$2,371
ZIP Codes
3
Market Trends — Haverhill, MA
Home Value History
Rent History
Local Pulse Report
AI-researched developments and news for Haverhill, MA. Updated on demand as visitors ask.
Growth & development in Haverhill, MA Updated 138 days ago
Haverhill is experiencing significant downtown redevelopment with major housing and mixed-use projects, alongside infrastructure improvements and new local businesses.
Opportunities
- District Square, a $160 million project, is transforming five acres in downtown Haverhill into 396 apartments, retail, and a 600-space parking garage. — This project significantly increases housing supply and retail options, revitalizing the downtown area. H+O Structural Engineering
- The 'Essex St. Lofts' project at 86 Essex Street reached 80% completion in July 2023, restoring a 7-story industrial building into 42 residential units and commercial space. — This adds new housing and commercial opportunities while preserving a historic building. Boston Real Estate Times
- Historic New England is launching a redevelopment initiative in Haverhill, reimagining over three acres of historic buildings into a mixed-use arts and culture district. — This will create a new cultural destination, attract visitors, and strengthen local businesses. Historic New England
- The MassDOT Board approved a $251 million project in August 2025 to replace the Basiliere Bridge, including wider sidewalks and protected bike lanes. — This improves transportation infrastructure and promotes active transit options for residents. Streetsblog Massachusetts
- Emerald Oasis Beauty Bar held a ribbon-cutting, welcoming a new local business to downtown Haverhill. — This expands local consumer choices and contributes to the vibrancy of the downtown area. Greater Haverhill Chamber of Commerce
Concerns
- Massachusetts experienced a net loss of 5,333 business establishments in Q2 2024, nearly double the national rate of net closures. — This indicates a challenging business environment that may limit economic opportunities. Mass Opportunity Alliance
- Temporary traffic and pedestrian impacts on Main Street (Route 125) are occurring in September 2025 due to parking deck construction. — This causes temporary inconvenience and potential disruption for commuters and local businesses. City of Haverhill
Bottom line: Haverhill is experiencing substantial growth in downtown development and infrastructure, though the broader state economy faces business closures.
Local news & events in Haverhill, MA Updated 138 days ago
Haverhill has seen a mix of community engagement and ongoing challenges related to crime, environmental concerns, and housing development in the past year.
Opportunities
- Team Haverhill's River Ruckus is scheduled for September 21, 2024, featuring live music, fireworks, and a Kids Zone. — This event provides a free, opt-in community gathering with diverse entertainment for residents. Team Haverhill
- The Haverhill Farmers Market moved to Bradford Common, offering fresh produce, baked goods, and live music every Saturday. — The market provides access to local goods and fosters community interaction in a new, accessible location. Team Haverhill
- Team Haverhill and EforAll Merrimack Valley are hosting a pitch contest to launch a family entertainment business in Haverhill, with up to $25,000 available. — This initiative encourages local entrepreneurship and aims to expand entertainment options for families. Team Haverhill
- The Greater Haverhill Chamber of Commerce recognized Stem, a downtown cannabis dispensary, as its August 2025 Member of the Month. — This highlights local business success and acknowledges contributions to the community. Greater Haverhill Chamber of Commerce
- The city offers a 311 call center and an alert system for residents to report non-emergency issues and receive critical information. — These systems improve communication between residents and city services, enhancing responsiveness to community concerns. City of Haverhill
Concerns
- Haverhill experienced a significant fire at an abandoned mill in April 2026, with an 18-year-old and a juvenile arrested for arson. — This incident poses safety risks, property damage, and potential costs for the community. CBS Boston, WHAV
- Multiple arrests were made in April 2026 related to a downtown Haverhill shooting, with a sixth teen facing charges. — Such violent crime incidents create fear and reduce public safety in the community. WHAV
- Haverhill banned cryptocurrency ATMs in April 2026 after three residents were scammed out of a total of $20,000. — This ban restricts access to a financial service due to criminal activity, impacting those who use it legitimately. CBS Boston
- Residents in the Wood School neighborhood successfully opposed a four-home development in January 2024 due to concerns about increased flooding and changing neighborhood character. — This highlights resident concerns about overdevelopment and its potential negative environmental impacts. WHAV
- Haverhill's top environmental challenge is heavy rainfall leading to combined stormwater and sewage overflows into the Merrimack River, causing an estimated $8.5 million in damages in August 2023. — These overflows pose health risks and environmental damage, impacting water quality and potentially increasing costs for residents. WHAV
Bottom line: Haverhill is actively addressing community needs through events and environmental projects, but faces ongoing challenges with crime and infrastructure vulnerabilities.
Schools in Haverhill, MA Updated 138 days ago
Haverhill Public Schools is undergoing significant facility upgrades and facing budget challenges due to fluctuating enrollment and federal funding cuts.
Opportunities
- Construction is underway for the new Dr. Albert B. Consentino School, expected to open in July 2026 and currently under budget. — This provides a modern learning environment and improved facilities for students. WHAV News
- The Ernie DiBurro Recreation Center, a $4.2 million indoor tennis and pickleball facility, opened at Haverhill High School in December 2024. — This expands athletic opportunities for students and the public, funded by a significant private donation and city investment. CNHI
- Haverhill Public Schools avoided teacher layoffs in the proposed $133.8 million budget for FY25 despite tight financial constraints. — This maintains staffing levels and continuity of educational services for students. WHAV News
Concerns
- Haverhill Public Schools will not accept out-of-district students for the upcoming year due to lack of space. — This restricts educational choices for students in surrounding communities. WHAV
- A drop of at least 100 high school students in Haverhill for the 2025-2026 school year could lead to a decrease in state aid. — Reduced state funding may necessitate cuts to programs or services. WHAV
- Federal grant money for programs like before and after school activities, professional development, and technology is at risk due to federal cuts. — This could lead to the reduction or elimination of valuable student support and enrichment programs. WHAV News
- Haverhill and other area school districts lost a second round of federal grant money for purchasing local farm foods in March 2025. — This reduces access to fresh, local food for students and negatively impacts local farmers. WHAV
- The City Council approved $1.5 million in borrowing for feasibility studies for the John Greenleaf Whittier School and a new roof for Silver Hill School, raising concerns about rising construction costs. — This represents an unconsented cost to taxpayers and highlights increasing financial burdens for school infrastructure projects. WHAV
Bottom line: Haverhill Public Schools is investing in new facilities while navigating significant financial uncertainties from declining high school enrollment and federal funding cuts.
Civic & policy in Haverhill, MA Updated 138 days ago
Haverhill has seen recent changes in zoning, property taxes, and solicitation regulations, alongside state-level tax adjustments and upcoming ballot measures.
Opportunities
- The Haverhill City Council is reviewing an inclusionary zoning ordinance that would require 10% of new housing units to be affordable, with a review postponed to July 2026 for further research and potential amendments. — This could increase the supply of affordable housing options for residents. North Shore REALTORS
- Massachusetts tax legislation, effective January 1, 2023, decreased the short-term capital gains tax rate from 12% to 8.5%. — This reduces the tax burden on certain investments, potentially encouraging economic activity. Mass.gov
- The Child and Family Tax Credit in Massachusetts increased to $310 per dependent in 2023 and will further increase to $440 in 2024, with no cap on dependents. — This provides greater financial relief for families with children and dependents. Mass.gov
- The Circuit Breaker Tax Credit for seniors aged 65 or older increased its maximum credit to $2,590, effective January 1, 2023. — This offers increased tax relief for eligible senior homeowners and renters. Mass.gov
- Haverhill eased the permitting process for Accessory Dwelling Units (ADUs), allowing them "by-right" without advance council approval. — This simplifies the process for homeowners to create additional housing units on their property. WHAV
Concerns
- Haverhill property taxes are set to increase for both residents and businesses, with the average single-family homeowner paying approximately $365 more annually as of November 2024. — This imposes higher costs on homeowners and businesses without their direct consent. WHAV
- The City Council unanimously voted in July 2025 to restrict door-to-door soliciting hours to 9 a.m. to 5 p.m., Monday through Saturday, and increased fines for violations from $300 to $500. — This limits the operating hours for solicitors and increases potential costs for non-compliance. WHAV
- Despite looser zoning, few new Accessory Dwelling Units (ADUs) have been built in Haverhill due to high construction costs and strict city requirements. — High costs and specific requirements can deter residents from utilizing the eased ADU permitting process. WHAV
- Starting January 1, 2024, married couples in Massachusetts must file a joint personal income tax return if they file jointly federally. — This removes the option for married couples to file separately at the state level, potentially impacting tax strategies. Mass.gov
Bottom line: Haverhill residents face rising property taxes and stricter solicitation rules, while state tax changes offer some relief and housing initiatives show mixed results.
AI-generated from public web sources. Always verify with official records. Not financial, legal, or investment advice.
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Property managers serving Essex County
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Beverly, MA
MRS Property Management offers full-service property management and tenant placement for apartments, houses, and commercial rentals across the North Shore area and Southern New Hampshire. summary from their website
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Cnr Property Management
Haverhill, MA
CNR Property Management provides expert property management and maintenance solutions. summary from their website
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North Andover, MA
This domain is for sale for $2,295 or monthly payments. summary from their website
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Avg Home Value
$556,534
Avg Monthly Rent
$2,371
1% Rule
✗ Below
Landlord Friendly (MA)
★☆☆☆☆
🎓 Colleges & Universities in Haverhill
2 Colleges
4,638 Students
333 Off-Campus Renters
ZIP Codes in Haverhill, MA
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View PlansFrequently Asked Questions About Haverhill, MA
What are home prices like in Haverhill, MA?
Typical homes in Haverhill, MA go for around $557K. The 5-year CAGR of 0.0% consistent price movement.
What is the typical renter like in Haverhill, MA?
Expect a solid tenant pool in Haverhill, MA. The rental market absorbs $2,371/mo rents without meaningful friction.
Is Haverhill, MA landlord-friendly?
Haverhill, MA operates under MA law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.
How viable is house hacking in Haverhill, MA?
House hacking in Haverhill, MA is reasonable to execute. Prices around $557K and rents of $2,371/mo solid owner-occupant economics.
What do rentals go for in Haverhill, MA?
Rent in Haverhill, MA is around $2,371/mo. The resulting rent-to-value relationship with $557K pricing is reasonable for most investor models.
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