Real Estate Investing in Barnstable, Massachusetts (02630)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 02630 (Barnstable, MA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 35.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Barnstable, MA (02630)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 02630 Barnstable
Investors eyeing 02630 need to respect the fundamentals at play. Home values of $873K come alongside slower price movement and elevated management overhead.
For an experienced owner, 02630 can be a an appealing option for hunting ground — but the discount at $873K reflects genuine risk that outside investors often underestimate.
ZIP 02630's metrics run below Barnstable County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
On the rental side, 2,539 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 02630 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Barnstable:
Property Strategy for 02630
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $615,747 | $3,260 | 3.8% | +8.4% | $307,874 |
| 3BR | $803,461 | $4,020 | 3.6% | +9.1% | $267,820 |
| 4BR | $1,096,363 | $4,610 | 3.0% | +10.2% | $274,091 |
| 5BR | $1,502,903 | — | — | +9.1% | $300,581 |
Market Trends
Home Value History (with trend line)
📊 How Does 02630 Compare?
| Metric | 02630 | Barnstable | Barnstable Town, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $872,811 | $827,661 | N/A | $645,115 |
| 5-Year CAGR | 5.2% | 5.9% | N/A | 7.0% |
| Avg Rent | $2,934 | $2,672 | N/A | - |
| Cap Rate | 2.6% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 02630 (Barnstable, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $872,811 |
| Monthly Rent | $2,934 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 02630
Population: 2,539
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 02630
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Barnstable Intermediate School
Hyannis West Elementary
Barnstable Community Innovation School
Sturgis Charter Public School
Barnstable High
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 592 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the smart move for investors in Barnstable, MA?
Most investors in Barnstable, MA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What is the typical home price in Barnstable, MA?
Homes in Barnstable, MA typically sell near $873K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.
How does Barnstable, MA rate as a rental market?
Barnstable, MA scores 3.0/5 for investability. Home values sit at $873K and rents near $2,934/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
What are vacancy rates like in Barnstable, MA?
Barnstable, MA sees elevated vacancy, which is reasonable relative to the broader MA rental market.
Does Barnstable, MA favor landlords or tenants?
Barnstable, MA operates under MA law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.
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How 02630 ranks in Barnstable Town, MA
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