Real Estate Investing in Ulster County, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

48 ZIP codes • Population: 188,340

Should you buy in Ulster County, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

πŸ“ˆ For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.5% of homes vacant β€” above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 β€” slower evictions, more regulations.

What’s happening in Ulster County, NY?

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3.0/ 5

Investability

County-wide average

3.0/ 5

Appreciation

6.2% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability β˜…β˜…β˜…β˜…β˜…
Avg Home Value $461,782
Avg Monthly Rent $1,756
ZIP Codes 48

Investing in Ulster County Real Estate

With 188,340 residents across 46 cities, Ulster County shows thin fundamentals that keep most passive capital on the sidelines β€” a region that demands real local knowledge.

The investment case for Ulster County is difficult to make on screen data alone. a challenging fit for a 3.0 rating and cap rates that appear attractive only until real vacancy is underwritten.

Demographics in Ulster show real pressure β€” $N/AK median income is muted relative to rents, and the 0% renter share includes significant cost-burdened households.

A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in Ulster County, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$461,782
Avg Monthly Rent
$1,756
1% Rule
βœ— Below
Landlord Friendly (NY)
β˜…β˜†β˜†β˜†β˜†

πŸ“‰ Market Crash Risk Index

Based on Kingston, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
55 days

View all metro crash risk rankings β†’

πŸŽ“ Colleges & Universities in Ulster County

3 Colleges 10,478 Students 845 Off-Campus Renters
B
State University of New York at New Paltz
4-Year Public Β· 7,420 students
B
Yeshiva of Ocean
4-Year Private Β· 57 students
C
Ulster County Community College
2-Year Public Β· 3,001 students
πŸ“ ~831 students rent off-campus

Investor Insight: With 845 students living off-campus, Ulster County has substantial rental demand from the college population β€” typically stable, lease-renewing tenants.

Cities in Ulster County

16 more cities available

ZIP Codes in Ulster County, NY

12401 β˜… β˜… β˜… β˜… β˜…
Kingston
Population 35,058
Avg Home $394,718
Avg Rent $1,978/mo
12589 β˜… β˜… β˜… β˜… β˜…
Wallkill
Population 19,639
Avg Home $490,168
Avg Rent $2,133/mo
12477 β˜… β˜… β˜… β˜… β˜…
Saugerities
Population 18,789
Avg Home $415,340
Avg Rent $2,083/mo
12561 β˜… β˜… β˜… β˜… β˜…
New Paltz
Population 18,531
Avg Home $541,460
Avg Rent $2,848/mo
12528 β˜… β˜… β˜… β˜… β˜…
Highland
Population 13,818
Avg Home $439,479
Avg Rent $1,933/mo
12566 β˜… β˜… β˜… β˜… β˜…
Pine Bush
Population 11,718
Avg Home $456,548
Avg Rent $1,800/mo
12428 β˜… β˜… β˜… β˜… β˜…
Ellenville
Population 6,972
Avg Home $309,872
Avg Rent $1,675/mo
12542 β˜… β˜… β˜… β˜… β˜…
Marlboro
Population 5,859
Avg Home $474,893
Avg Rent $2,345/mo
12446 β˜… β˜… β˜… β˜… β˜…
Kerhonkson
Population 5,232
Avg Home $415,780
Avg Rent $1,458/mo
12498 β˜… β˜… β˜… β˜… β˜…
Woodstock
Population 4,530
Avg Home $654,879
Avg Rent $3,092/mo
12404 β˜… β˜… β˜… β˜… β˜…
Accord
Population 4,046
Avg Home $542,258
Avg Rent $1,458/mo
12487 β˜… β˜… β˜… β˜… β˜…
Ulster Park
Population 3,829
Avg Home $448,495
Avg Rent $1,809/mo
12443 β˜… β˜… β˜… β˜… β˜…
Hurley
Population 3,601
Avg Home $450,501
Avg Rent $1,548/mo
12484 β˜… β˜… β˜… β˜… β˜…
Stone Ridge
Population 3,271
Avg Home $597,929
Avg Rent $1,575/mo
12458 β˜… β˜… β˜… β˜… β˜…
Napanoch
Population 3,195
Avg Home $298,055
Avg Rent $1,458/mo
12449 β˜… β˜… β˜… β˜… β˜…
Lake Katrine
Population 2,916
Avg Home $363,800
Avg Rent $1,908/mo
12547 β˜… β˜… β˜… β˜… β˜…
Milton
Population 2,808
Avg Home $480,454
Avg Rent $2,331/mo
12466 β˜… β˜… β˜… β˜… β˜…
Port Ewen
Population 1,947
Avg Home $385,974
Avg Rent $1,856/mo
12486 β˜… β˜… β˜… β˜… β˜…
Tillson
Population 1,737
Avg Home $429,485
Avg Rent $2,142/mo
12525 β˜… β˜… β˜… β˜… β˜…
Gardiner
Population 1,710
Avg Home $562,548
Avg Rent $1,746/mo
12440 β˜… β˜… β˜… β˜… β˜…
High Falls
Population 1,577
Avg Home $507,851
Avg Rent $1,701/mo
12515 β˜… β˜… β˜… β˜… β˜…
Clintondale
Population 1,483
Avg Home $457,278
Avg Rent $1,458/mo
12461 β˜… β˜… β˜… β˜… β˜…
Olivebridge
Population 1,426
Avg Home $558,029
Avg Rent $1,458/mo
12481 β˜… β˜… β˜… β˜… β˜…
Shokan
Population 1,359
Avg Home $457,421
Avg Rent $1,638/mo
12457 β˜… β˜… β˜… β˜… β˜…
Mount Tremper
Population 1,171
Avg Home $619,120
Avg Rent $1,764/mo
12472 β˜… β˜… β˜… β˜… β˜…
Rosendale
Population 1,118
Avg Home $417,235
Avg Rent $1,458/mo
12419 β˜… β˜… β˜… β˜… β˜…
Cottekill
Population 1,115
Avg Home $518,671
Avg Rent $1,755/mo
12464 β˜… β˜… β˜… β˜… β˜…
Phoenicia
Population 1,071
Avg Home $412,519
Avg Rent $1,512/mo
12548 β˜… β˜… β˜… β˜… β˜…
Modena
Population 1,039
Avg Home $464,941
Avg Rent $1,881/mo
12409 β˜… β˜… β˜… β˜… β˜…
Bearsville
Population 877
Avg Home $751,528
Avg Rent $1,827/mo
12494 β˜… β˜… β˜… β˜… β˜…
West Shokan
Population 876
Avg Home $498,691
Avg Rent $1,458/mo
12456 β˜… β˜… β˜… β˜… β˜…
Mount Marion
Population 666
Avg Home $275,253
Avg Rent $1,512/mo
12406 β˜… β˜… β˜… β˜… β˜…
Arkville
Population 609
Avg Home $269,406
Avg Rent $1,458/mo
12412 β˜… β˜… β˜… β˜… β˜…
Boiceville
Population 603
Avg Home $444,693
Avg Rent $1,683/mo
12433 β˜… β˜… β˜… β˜… β˜…
Glenford
Population 525
Avg Home $562,401
Avg Rent $1,926/mo
12480 β˜… β˜… β˜… β˜… β˜…
Shandaken
Population 499
Avg Home $353,938
Avg Rent $1,476/mo
12420 β˜… β˜… β˜… β˜… β˜…
Pine Bush
Population 435
Avg Home $515,454
Avg Rent $1,548/mo
12410 β˜… β˜… β˜… β˜… β˜…
Big Indian
Population 379
Avg Home $406,988
Avg Rent $1,638/mo
12493 β˜… β˜… β˜… β˜… β˜…
Highland
Population 343
Avg Home $545,842
Avg Rent $1,989/mo
12465 β˜… β˜… β˜… β˜… β˜…
Pine Hill
Population 329
Avg Home $414,570
Avg Rent $1,458/mo
12725 β˜… β˜… β˜… β˜… β˜…
Claryville
Population 318
Avg Home $333,759
Avg Rent $1,557/mo
12411 β˜… β˜… β˜… β˜… β˜…
Bloomington
Population 288
Avg Home $414,232
Avg Rent $1,593/mo
12495 β˜… β˜… β˜… β˜… β˜…
Willow
Population 229
Avg Home $654,520
Avg Rent $1,638/mo
12453 β˜… β˜… β˜… β˜… β˜…
Malden
Population 212
Avg Home $434,670
Avg Rent $1,512/mo
12435 β˜… β˜… β˜… β˜… β˜…
Greenfield Park
Population 181
Avg Home $389,708
Avg Rent $1,458/mo
12448 β˜… β˜… β˜… β˜… β˜…
Lake Hill
Population 163
Avg Home $616,073
Avg Rent $1,638/mo
12416 β˜… β˜… β˜… β˜… β˜…
Chichester
Population 129
Avg Home $411,831
Avg Rent $1,638/mo
12489 β˜… β˜… β˜… β˜… β˜…
Wawarsing
Population 114
Avg Home $306,303
Avg Rent $1,458/mo

Screen every market in Ulster County

Filter this county’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo). Add weekly alerts when these markets move with Investor Pro+.

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Frequently Asked Questions About Ulster County

How strong is tenant demand in, NY?

Expect a solid tenant pool in, NY. The rental market absorbs $1,756/mo rents without meaningful friction.

How does, NY stack up for property investment?

The 3.0/5 investability rating in, NY reflects its $462K prices and $1,756/mo rents. Investors generally consider it a solid option within NY.

How do home values compare in, NY?

The median home value in, NY is roughly $462K. That puts it reasonable relative to the NY statewide average.

Is rental property easy to operate in, NY?

NY law tenant-protective for landlords, and inherits those rules. Investors should still review local ordinances for rental licensing.

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