Real Estate Investing in Saugerities, New York (12477)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12477 (Saugerities, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Saugerities, NY (12477)?
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Market Analysis: 12477 Saugerities
The 12477 ZIP covers a section of Saugerities that demands careful diligence. Prices near $415K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 12477 can be a an appealing option for hunting ground — but the discount at $415K reflects genuine risk that outside investors often underestimate.
ZIP 12477's metrics run below Ulster County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Put differently, 18,789 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
New investors are better served looking at Saugerities's stable or hybrid ZIPs before stepping into 12477. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Saugerities:
Property Strategy for 12477
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $290,980 | $1,280 | 3.2% | +10.4% | $290,980 |
| 2BR | $335,904 | $1,680 | 3.6% | +11.3% | $167,952 |
| 3BR | $407,673 | $2,070 | 3.7% | +10.7% | $135,891 |
| 4BR | $501,404 | $2,220 | 3.2% | +11.5% | $125,351 |
| 5BR | $609,677 | — | — | +11.8% | $121,935 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12477 Compare?
| Metric | 12477 | Saugerities | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $415,340 | $415,340 | N/A | $505,608 |
| 5-Year CAGR | 7.0% | 7.0% | N/A | 6.6% |
| Avg Rent | $2,083 | $2,083 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12477 (Saugerities, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $415,340 |
| Monthly Rent | $2,083 |
| Price-to-Rent | 16.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12477
Population: 18,789
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12477
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 547 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Saugerities, NY a smart market for rental property?
Yes - Saugerities, NY a 3.0/5 investability score. With $415K home prices against $2,083/mo monthly rent, the market delivers a reasonable entry point for new investors.
What kind of tenants rent in Saugerities, NY?
The renter base in Saugerities, NY is reasonable for the $2,083/mo price point. Screening well and pricing to market typically yields even-keeled tenants.
How should investors approach Saugerities, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Saugerities, NY. With home values at $415K and rents near $2,083/mo, other strategies can work but produce stable rather than outsized returns.
Are there empty rentals in Saugerities, NY?
Saugerities, NY carries elevated vacancy risk. Expect stable absorption at market rents of $2,083/mo.
How expensive is real estate in Saugerities, NY?
Homes in Saugerities, NY typically sell near $415K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
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How 12477 ranks in Kingston, NY
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