Most Affordable ZIP Codes in Kingston, NY (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 12406 | Arkville, NY | $269,406 | $1,458 | 4.22% | 6.3% |
| 2 | 12456 | Mount Marion, NY | $275,253 | $1,512 | 4.28% | 8.4% |
| 3 | 12458 | Napanoch, NY | $298,055 | $1,458 | 3.82% | 7.4% |
| 4 | 12740 | Grahamsville, NY | $299,377 | $1,458 | 3.80% | 4.1% |
| 5 | 12489 | Wawarsing, NY | $306,303 | $1,458 | 3.71% | 8.1% |
| 6 | 12428 | Ellenville, NY | $309,872 | $1,675 | 4.22% | 10.2% |
| 7 | 12725 | Claryville, NY | $333,759 | $1,557 | 3.64% | 4.0% |
| 8 | 12758 | Livingston Manor, NY | $336,291 | $1,458 | 3.38% | 7.7% |
| 9 | 12455 | Margaretville, NY | $343,744 | $1,458 | 3.31% | 5.9% |
| 10 | 12480 | Shandaken, NY | $353,938 | $1,476 | 3.25% | 4.5% |
| 11 | 12449 | Lake Katrine, NY | $363,800 | $1,908 | 4.09% | 6.8% |
| 12 | 12466 | Port Ewen, NY | $385,974 | $1,856 | 3.75% | 6.6% |
| 13 | 12435 | Greenfield Park, NY | $389,708 | $1,458 | 2.92% | 7.3% |
| 14 | 12401 | Kingston, NY | $394,718 | $1,978 | 3.91% | 7.1% |
| 15 | 12410 | Big Indian, NY | $406,988 | $1,638 | 3.14% | 3.6% |
| 16 | 12416 | Chichester, NY | $411,831 | $1,638 | 3.10% | 3.6% |
| 17 | 12464 | Phoenicia, NY | $412,519 | $1,512 | 2.86% | 4.3% |
| 18 | 12411 | Bloomington, NY | $414,232 | $1,593 | 3.00% | 5.2% |
| 19 | 12465 | Pine Hill, NY | $414,570 | $1,458 | 2.74% | 6.2% |
| 20 | 12477 | Saugerities, NY | $415,340 | $2,083 | 3.91% | 7.0% |
| 21 | 12446 | Kerhonkson, NY | $415,780 | $1,458 | 2.74% | 7.1% |
| 22 | 12472 | Rosendale, NY | $417,235 | $1,458 | 2.73% | 6.7% |
| 23 | 12486 | Tillson, NY | $429,485 | $2,142 | 3.89% | 7.2% |
| 24 | 12453 | Malden, NY | $434,670 | $1,512 | 2.71% | 5.7% |
| 25 | 12528 | Highland, NY | $439,479 | $1,933 | 3.43% | 6.8% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Kingston, NY · Appreciation in Kingston, NY
Or see the full Kingston, NY metro profile.