Kingston, NY Metro Area - Investment Guide

Metro Area • 49 Cities • 51 ZIP Codes

Avg Home Value $453,823
Avg Monthly Rent $1,738
Avg Cap Rate 3.09%
Avg Investability 3.0 ★
Cities 49
ZIP Codes 51

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🏦 30-yr Fixed Rate: 7.28% as of Oct 1 Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Kingston, NY Metro Area
Even conditions for buyers and sellers
47 days
Average time to sell
Average
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of September 19, 2026 — updated weekly

Best ZIP codes in Kingston, NY

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Kingston, NY

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
12449 Lake Katrine NY $347,245 $1,908 4.29% 4.0 ★
12456 Mount Marion NY $251,862 $1,512 4.68% 4.0 ★
12458 Napanoch NY $275,948 $1,458 4.12% 4.0 ★
12428 Ellenville NY $309,872 $1,675 4.22% 4.0 ★
12456 Mount Marion NY $251,862 $1,512 4.68% 4.0 ★
12458 Napanoch NY $275,948 $1,458 4.12% 4.0 ★
12486 Tillson NY $404,905 $2,142 4.13% 4.0 ★
12401 Kingston NY $380,210 $2,020 4.14% 4.0 ★
12428 Ellenville NY $310,669 $1,675 4.21% 4.0 ★
12401 Kingston NY $380,210 $2,020 4.14% 4.0 ★
12542 Marlboro NY $454,290 $2,400 4.12% 4.0 ★
12416 Chichester NY $400,049 $1,638 3.19% 3.0 ★
12457 Mount Tremper NY $589,822 $1,764 2.33% 3.0 ★
12493 Highland NY $552,028 $1,989 2.81% 3.0 ★
12725 Claryville NY $332,337 $1,557 3.65% 3.0 ★
12435 Greenfield Park NY $373,804 $1,458 3.04% 3.0 ★
12465 Pine Hill NY $414,570 $1,458 2.74% 3.0 ★
12515 Clintondale NY $456,068 $1,458 2.49% 3.0 ★
12409 Bearsville NY $746,309 $1,827 1.91% 3.0 ★
12448 Lake Hill NY $617,669 $1,638 2.07% 3.0 ★
12481 Shokan NY $447,255 $1,638 2.86% 3.0 ★
12548 Modena NY $449,509 $1,881 3.26% 3.0 ★
12410 Big Indian NY $378,646 $1,638 3.37% 3.0 ★
12449 Lake Katrine NY $363,831 $1,908 4.09% 3.0 ★
12484 Stone Ridge NY $576,807 $1,575 2.13% 3.0 ★
12561 New Paltz NY $521,085 $1,908 2.86% 3.0 ★
12419 Cottekill NY $503,507 $1,755 2.72% 3.0 ★
12458 Napanoch NY $278,343 $1,458 4.09% 3.0 ★
12494 West Shokan NY $469,027 $1,458 2.42% 3.0 ★
12740 Grahamsville NY $300,460 $1,458 3.79% 3.0 ★
12440 High Falls NY $492,942 $1,701 2.69% 3.0 ★
12466 Port Ewen NY $385,974 $1,856 3.75% 3.0 ★
12525 Gardiner NY $557,738 $1,746 2.44% 3.0 ★
12401 Kingston NY $386,272 $2,013 4.06% 3.0 ★
12443 Hurley NY $431,234 $1,548 2.80% 3.0 ★
12472 Rosendale NY $417,235 $1,458 2.73% 3.0 ★
12528 Highland NY $431,214 $2,024 3.66% 3.0 ★
12411 Bloomington NY $405,224 $1,593 3.07% 3.0 ★
12453 Malden NY $445,829 $1,512 2.65% 3.0 ★
12486 Tillson NY $412,577 $2,142 4.05% 3.0 ★
12566 Pine Bush NY $433,622 $1,800 3.24% 3.0 ★
12420 Pine Bush NY $504,040 $1,548 2.40% 3.0 ★
12461 Olivebridge NY $517,312 $1,458 2.20% 3.0 ★
12495 Willow NY $636,955 $1,638 2.01% 3.0 ★
12758 Livingston Manor NY $342,359 $1,458 3.32% 3.0 ★
12428 Ellenville NY $304,118 $1,458 3.74% 3.0 ★
12464 Phoenicia NY $385,437 $1,512 3.06% 3.0 ★
12498 Woodstock NY $641,852 $1,962 2.38% 3.0 ★
12404 Accord NY $526,033 $1,458 2.16% 3.0 ★
12446 Kerhonkson NY $393,364 $1,458 2.89% 3.0 ★

Showing top 50 of 51 ZIP codes. View all →

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About Kingston, NY Real Estate Market

The Kingston, NY metropolitan statistical area (MSA) encompasses 49 cities and 51 ZIP codes. The average home value across the metro is $453,823, with an average monthly rent of $1,738. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.