Real Estate Investing in Livingston Manor, New York (12758)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 4,061 • Data updated: September 2026

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Should you buy in 12758 (Livingston Manor, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 38.5% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Livingston Manor, NY (12758)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $336,291
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $58,750
% Renters 12.9%

Market Analysis: 12758 Livingston Manor

Investors eyeing 12758 need to respect the fundamentals at play. Home values of $336K come alongside slower price movement and elevated management overhead.

The 12758 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Stepping back, 12758 offers a low basis, the region around Livingston Manor has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 12758 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 12758 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livingston Manor:

C+ Average
Buy Confidence Score: 65/100
Affordability
10/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Rising (+4.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kingston, NY Metro Area
Even conditions for buyers and sellers
55 days
Average time to sell
Average
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kingston, NY metro data
🏠

Property Strategy for 12758

Which property type performs best in this market?

Best for Cash Flow
3BR
4.5% cap rate
Best for Appreciation
2BR
+12.5% 5yr CAGR
Best Overall Value
4BR
$96,327/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $264,575 $1,620 4.4% +12.5% $132,287
3BR $329,171 $2,060 4.5% +12.4% $109,724
4BR $385,307 $2,220 4.1% +11.7% $96,327
5BR $532,921 $106,584

Market Trends

Home Value History (with trend line)

$358K$307K$255K$204K$153K$101KJul 2006Jul 2016Jul 2026

📊 How Does 12758 Compare?

Metric 12758 Livingston Manor Kingston, NY New York
Home Value $336,291 $336,291 N/A $505,608
5-Year CAGR 7.7% 7.7% N/A 6.6%
Avg Rent $1,458 $1,458 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 12758? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12758 (Livingston Manor, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+7.7%
Strong

📉 Market Crash Risk Index

Based on Kingston, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
55 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $336,291
Monthly Rent $1,458
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +4.0% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
38.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12758

Population: 4,061

💰 Median Household Income
$58,750
This area
$58,750
State
$86,376
USA
$74,580
🏠 Renter Occupied
12.9%
This area
12.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-24.2%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
4.2%
USA
33.7%
👤 Median Age
52.7 years
This area
52.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
38.5%
This area
38.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.7%
Other/Mixed 8.0%
Hispanic/Latino 3.5%
Asian 2.4%
Black/African American 0.9%
👶 Under 18
17.9%
This area
17.9%
USA
22.0%
👴 65 and Over
26.8%
This area
26.8%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12758

A+ Avg School Grade
2 Schools
8.1:1 Avg Class Size
$39,976 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LIVINGSTON MANOR ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
224 Students
👨‍🏫
8.2:1 Class Size
💰
$39,976 Per Student
A+ Excellent

LIVINGSTON MANOR HIGH SCHOOL

📚 07 – 12 High School
👥
167 Students
👨‍🏫
8.1:1 Class Size
💰
$39,976 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 394 Off-Campus Students
C
Sullivan County Community College
1,809 students · 13.0 mi

Frequently Asked Questions

What are home prices like in Livingston Manor, NY?

Homes in Livingston Manor, NY typically sell near $336K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Should investors consider Livingston Manor, NY?

Yes - Livingston Manor, NY a 3.0/5 investability score. With $336K home prices against $1,458/mo monthly rent, the market delivers a reasonable entry point for new investors.

How deep is the rental pool in Livingston Manor, NY?

Livingston Manor, NY draws a stable base of working renters. Demand at the $1,458/mo rent level is reasonable for standard single-family and small multi rentals.

What are rental rates like in Livingston Manor, NY?

Livingston Manor, NY rentals go for roughly $1,458/mo a month. That puts gross yield in solid territory relative to $336K acquisition costs.

Can I house hack in Livingston Manor, NY?

House hacking in Livingston Manor, NY is a challenging. With home values around $336K and rents at $1,458/mo, owner-occupants can offset a meaningful share of PITI.

You know 12758 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12758 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 12758 ranks in Kingston, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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