Real Estate Investing in Youngsville, New York (12791)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sullivan County • Population: 589 • Data updated: September 2026

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Should you buy in 12791 (Youngsville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 29.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 15.2% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Youngsville, NY (12791)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $277,461
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $80,336
% Renters 3.0%

Market Analysis: 12791 Youngsville

The 12791 ZIP in Youngsville, NY is a local-operator market. Outside capital chasing a $277K entry has to pair deep knowledge with the discount.

The investment case in 12791 is impressive only for operators who understand what they are buying. A $277K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Meanwhile, 12791 offers a low basis, the region around Youngsville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 12791 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 12791 is an operator game, not a passive one. On the rental side, entry prices of $277K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Youngsville:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Stable (+2.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$294K$255K$216K$177K$137K$98KJul 2006Jul 2016Jul 2026

📊 How Does 12791 Compare?

Metric 12791 Youngsville New York
Home Value $277,461 $277,461 $505,608
5-Year CAGR 8.0% 8.0% 6.6%
Avg Rent $1,071 $1,071 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 12791? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12791 (Youngsville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+8.0%
Strong

📊 Market Snapshot

Home Value $277,461
Monthly Rent $1,071
Price-to-Rent 21.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +2.6% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +8.0% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12791

Population: 589

💰 Median Household Income
$80,336
This area
$80,336
State
$86,376
USA
$74,580
🏠 Renter Occupied
3.0%
This area
3.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
15.2%
This area
15.2%
State
-24.2%
USA
3.7%
🎓 College Educated
24.2%
This area
24.2%
State
4.2%
USA
33.7%
👤 Median Age
34.2 years
This area
34.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
29.2%
This area
29.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 88.0%
Other/Mixed 12.0%
Hispanic/Latino 10.9%
👶 Under 18
39.0%
This area
39.0%
USA
22.0%
👴 65 and Over
10.3%
This area
10.3%
USA
17.3%
📊 Poverty Rate
13.5%
This area
13.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12791

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

SULLIVAN WEST ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 33 SCHOOLHOUSE RD, JEFFERSONVILLE
👥
601 Students
👨‍🏫
12.9:1 Class Size
💰
$34,192 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 394 Off-Campus Students
C
Sullivan County Community College
1,809 students · 11.8 mi
C+
Yeshivath Zichron Moshe
222 students · 14.8 mi

Frequently Asked Questions

Which real estate strategy fits Youngsville, NY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Youngsville, NY. The numbers - $277K homes against $1,071/mo rents - support that play.

How strong is the working-renter base in Youngsville, NY?

Tenant demand in Youngsville, NY is solid. The local workforce $1,071/mo rents across most rental classes.

What kind of market is Youngsville, NY for investors?

Investors tracking Youngsville, NY will find a 3.0/5 rating supported by $277K median home values and $1,071/mo rents. That profile suits long-term holders targeting even-keeled returns.

What are vacancy rates like in Youngsville, NY?

Youngsville, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

Is NY a landlord-friendly state?

The landlord environment in Youngsville, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

You know 12791 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12791 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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